The other day Pacific Life announced a new Proton Heavy Ion Medical Insurance named Quality Peace of Mind 2021 Proton Heavy Ion Medical Insurance.The 2019 version is popular because of its low price and high coverage.
So how good is this product coverage and is it worth buying? See the article below to learn more! "What about Pacific Life Quality Peace of Mind 2021 Medical Insurance?
A. How does the 2021 Proton Heavy Ion Medical Insurance cover you
Back to our topic, the highlights are first.
By the product picture, it is obvious that this is a specialized insurance to protect the proton heavy ion, the content does not include the general medical and critical illness medical insurance, the next we come together to understand what kind of protection this product is!
1.? Proton heavy ion protection is more comprehensive
For you to introduce the proton heavy ion technology in detail: proton heavy ion radiation therapy refers to the use of proton and heavy ion technology for malignant tumors for radiation therapy, is the most ideal radiotherapy rays, the most cutting-edge radiation therapy technology. This technology is able to irradiate the lesion area accurately, and the side effects on the human body are also very small, and will not produce violent adverse reactions.
In 2016, domestic medical treatment in Japan has seen explosive growth, the number of medical treatment in Japan has been five times the number of people in 2015, the number of people is probably more than 500,000 people. The growing trend of the medical market to Japan, let's be happy that the technology and our country compared to have been more mature, the price is still far lower than our country's cancer proton heavy ion medical treatment.
In recent years the World Health Organization (WHO) after the global medical level to do a comparison, Japan has been ranked first for several consecutive years; Japan proton and heavy ion treatment of the number of dedicated facilities and technical level is in the world's forefront, so people about the treatment of cancer treatment is usually to go to Japan for treatment.
According to the relevant industry analysis, China's proton and heavy ion therapy equipment is not introduced much, and the experience of treatment is not so rich, compared with other countries' proton and heavy ion therapy there is still a certain gap, mainly in the following two aspects:
On the one hand, China's use of proton and heavy ion therapy in the institution is not much, the number of cases is not enough, so China's proton and heavy ion centers are very inexperienced. related medical personnel are very inexperienced.
On the other hand, now we find that our proton heavy ion center still has some limitations in all aspects of the performance of the admission of patients, the patients admitted are usually some early patients, and some are patients with a single lesion, and most of the patients with intermediate and advanced lung cancer are not admitted.
Most medical insurance policies on the market have only domestic proton ion medical coverage, and at the same time, the amount of compensation is only one million, and then look at this quality of peace of mind 2021 proton ion medical insurance products, not only provides a 100% coverage ratio of proton ion in designated hospitals in the country, and there are also 21 Japanese specific proton ion medical institutions of 100% coverage ratio protection.
Suppose you care about the better proton reion technology, which is not covered by most medical insurance policies in the market, but this PPS 2021 proton reion medical insurance product can provide a more comprehensive coverage to a certain extent.
2. Poor renewal conditions
The renewal conditions of this PPS 2021 Proton Heavy Ion are not excellent, and there is no guarantee of renewal, if this financial product is no longer sold, or the insured is no longer allowed to re-enroll after reaching the age of 60, we carefully compare this with some of the healthcare products on the market which do not have a guarantee of renewal, but which can be renewed up to the age of 100. A good comparison will show that it has poor renewal conditions, and for this insurance, none of the coverage offered is long-lasting, so you shouldn't get your hopes up either.
For the renewal conditions, you need to know in advance, this article talks about a lot of details to avoid you getting into the pit: "How to renew medical insurance, what to pay attention to?
Secondly, is it worth buying the 2021 Proton Heavy Ion medical insurance policy
Through the above, we know that the 2021 Proton Heavy Ion medical insurance policy only covers Proton Heavy Ion, and we don't really recommend you to take this as the only medical insurance policy, however, it can be used as a comprehensive medical insurance policy, and it is also a good idea to take it as the only medical insurance policy. It is not recommended as the only medical insurance, but it can be used as a supplemental insurance to the comprehensive MMP insurance.
Particularly at this particular time of the year, when the global epidemic is still not fully under control, there is a certain risk of going abroad for treatment, not to mention that it is now difficult to go to Japan for treatment.
So in this period, the school sister is not recommended to start this medical insurance, you should everyone should pay more attention to the protection of comprehensive, value-added services practical million medical insurance. "Top 10 million medical insurance ranking fresh out!
Written in the end
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