Which company in Fuzhou provides personal mortgage short-term private loans with low interest
Fuzhou Rongchengtong Investment Management Co.
Mainly to small and medium-sized enterprise loans, private lending, short-term turnover private loans, car mortgage, real estate mortgage, gold and other precious commodities pledge private loans, stocks, futures and other securities funding The company is the entity registered loan company, the company is the entity registered loan company. The company is an entity registered loan company, with investment and financing management work experience, familiar with the bank credit approval procedures, and domestic investment and financing channels, can be timely, rapid, enthusiastic to provide customers with all types of funding needs, strong capital, simple procedures, low interest, fast disbursement
Stock funding and traditional funding business such as mortgage, vehicle pledge, goods pledge is basically the same, that is, for the speculation of stocks have experience in providing funds to enable customers to expand the amount of funds on the basis of their own limited principal, so that they can get the maximum profit in the investment.
TEL:189-5041-8138 Mr. Huang
Fuzhou area small credit loans
Hello, now can provide a lot of platforms, the amount of basically between 500-300,000 yuan, you can apply through the bank, the network loan and other ways. Compared to the formal loan although the amount is lower, but fast lending, borrowing and repayment flexibility, very popular. As long as you choose a large formal platform, funds and information security is guaranteed can be used with confidence.
Recommend that you try to use the money flower, money flower is a credit service brand under the degree of small full of financial services (formerly known as: Baidu money flower, June 2018 renamed "money flower"), big brand reliable low interest rate is trustworthy. The company has launched a consumer credit product for individuals, which is easy to borrow up to 200,000 yuan (click on the official amount), with a daily interest rate as low as 0.02%, which has the characteristics of easy application, low interest rate, fast disbursement, flexible borrowing and repayment, transparent interest rates and strong security.
Share with you the application conditions of the rich flower: the application conditions of the rich flower are mainly divided into two parts: age requirements and data requirements. The first one is the age requirement: between 18 and 55 years old. Second, data requirements: the application process requires your second-generation ID card, my debit card. Note: The application only supports debit card, the application card is also your borrowing bank card. My identity information needs to be second-generation ID information, you can not use a temporary ID, expired ID, a generation of ID cards to apply.
This answer is provided by the money flower, please according to the need to reasonable borrowing, specific product-related information to the money flower official APP actual page shall prevail. I hope this answer is helpful to you, mobile click below, immediately measured amount! The maximum borrowing amount of 200,000 yuan.
Fuzhou how to do ah
First, by the borrower to the opening of the bank branch to apply. At the time of application, the borrower has to bring his ID card and other relevant documents, and if he is a merchant he also needs to bring his business license.1570
Secondly, the bank receives the application from the borrower and investigates the borrower. The bank mainly examines the borrower's personal creditworthiness and personal income status and other relevant content to determine whether to lend.594
Thirdly, through the bank's investigation, approval, and sign a loan contract with the bank.3230
Fourthly, the bank lends the money, and the loan borrower successfully get the loan.
Fuzhou application conditions, amount and term
Now, Fuzhou various lending institutions have business to meet the financial needs of those entrepreneurs or other individuals, but some people do not quite understand the conditions, loan amount, etc., so, on the collation of Fuzhou application of the matter is introduced in the hope that it will bring you help.
A, Fuzhou conditions
1, the borrower can provide a valid proof of identity, with full capacity for civil behavior;
2, the borrower has a stable job and income, with the ability to pay back the loan in full and on time;
3, the borrower's credit history is good;
4, the borrower is required to provide proof of the purpose of the loan;
5, Other conditions required to be met by the lending institution.
Two, the term of the fukushima
The minimum term of the fukushima is 3 months and the maximum term is 3 years.
Third, Foochow amount
The loan amount is based on the borrower's repayment ability.
By the introduction of the various matters in Fuzhou, you should have a preliminary understanding, if you still do not understand anything, you can go to the local lending institutions to make detailed inquiries, to be fully prepared.
Fuzhou commercial loans to provident fund loan conditions
Fuzhou commercial loans to provident fund loans, need to meet the following conditions:
I, apply for a loan, the borrower applicant meets the conditions of housing provident fund loans.
Two, the borrower applicant is the borrower of the original commercial home purchase loan or spouse (spouse should be the original property *** with the buyer).
Three, the original commercial home purchase loan has been repaid for one year (or more), and during the repayment period, the original commercial loan bank agrees that the borrower should settle the loan balance early.
Four, the purchased house has obtained the certificate of home ownership.
V. Have not applied for a housing fund loan.
Commercial loans are loans used to supplement the working capital of industrial and commercial enterprises, and are generally short-term loans, usually for nine months, which are the main component of commercial bank loans and generally account for more than one-third of the total.
Commercial loans, also known as personal housing loans, are loans provided by commercial banks and housing savings banks approved by the People's Bank of China for urban residents to buy ordinary housing for their own use.
Public provident fund loans refer to the loans enjoyed by employees who have contributed to the housing provident fund. The state stipulates that all employees who have contributed to the provident fund can apply for a provident fund loan in accordance with the relevant provisions of the provident fund loan.
An active employee who has contributed to a housing fund for a certain period of time (which varies from city to city, for example, Changsha is 12 months or more) may apply for a loan from the fund if he or she does not have enough money to buy, rebuild or overhaul his or her own home.
Provident fund loans refer to individual housing fund loans, is the local housing fund management centers, the use of the housing fund paid by the employee applying for a provident fund loan, commissioned by the commercial banks to buy, build, renovate, overhaul of self-owned housing, housing fund depositors and in-service during the period of the housing fund contribution of the retired employees issued housing mortgage loans. In-service employees who have contributed to the housing provident fund for a certain period of time or more (the period varies from city to city, e.g., Changsha is more than 12 months) can apply for a loan when they have insufficient funds for the purchase and construction of housing, renovation and major repair of their own housing.
The conditions for the loan are: the unit's active employees sign labor contracts for more than three years (or sign one-year labor contracts for three consecutive years); make normal continuous monthly contributions to the housing provident fund for a certain period of time or more; do not exceed the legal retirement age; the borrower has a stable economic income and the ability to repay the principal and interest; the borrower agrees to apply for the registration of the mortgage of the housing and the insurance; to provide a guarantee method agreed to by the local housing fund management center and its affiliated The borrower agrees to apply for housing mortgage registration and insurance; provides a guarantee method agreed by the local housing fund management center and its sub-centers; and submits the relevant documents required by the bank, such as the purchase contract or the pre-sale contract of the house, the certificate of property rights of the house, the certificate of land use, and the certificate of provident fund deposit.