Four value-added services can be insured separately, and you can choose one or several of them, or even all of them.
Road rescue includes trailer, water delivery, oil delivery, antifreeze delivery, tire changing, dragging and other services, in which water delivery, oil delivery and antifreeze delivery require material fees, and can provide two free services, and there are four options: five times, 10 times, 15 times and 20 times.
Vehicle safety inspection includes: engine, transmission, steering system, chassis, tires, glass, electronic system, interior environment, battery and comprehensive safety, but does not include routine maintenance expenses such as parts replacement, maintenance fees, car washing and waxing.
Driving on behalf of the driver means that when the owner can't drive safely due to drinking, drug abuse and other reasons, the insurance company provides short-distance driving within 30 kilometers one way, and the number of services is negotiated between the insured and the insurance company.
The inspection is the agent inspection service of the insurance company, and the inspection fee is not included here, which is equivalent to only running errands.
If you need the above services, you can consult the specific insurance company before taking out insurance.
_ _ _ So, what are the specific insurance liabilities of the new clause that came into effect on September 9, 2020, besides the value-added service of motor vehicles? Let's have a look.
There are two kinds of car insurance. One is compulsory insurance, that is, we often buy insurance. One is commercial insurance, that is, adding a guarantee to private cars.
Commercial insurance is mainly divided into three main risks and 1 1 additional risks. The main risks are car damage insurance, third party liability insurance and vehicle personnel liability insurance.
Additional risks include absolute deductible additional special clauses, car body scratch insurance, wheel additional loss insurance, additional special clauses except engine water damage, legal holiday limit double additional risks, new equipment loss insurance, additional cost compensation insurance during repair, additional vehicle cargo liability insurance, additional mental damage liability insurance, additional medical expenses liability insurance other than medical insurance, and additional special clauses for value-added services of motor vehicles. _