Changsha Flexible Employment Medical Insurance Contribution Standard 2023

Changsha Flexible Employment Medical Insurance Contribution Standard 2023:

1. Contribution base: 60% of the average monthly salary of the employed persons in urban units of the whole province in the previous year as the contribution base;

2. Contribution ratio: 70% of the 8% of the unit contribution rate of the basic medical insurance, i.e., 5.6% of the rate of contribution.

Medical insurance contribution standard:

1, basic medical insurance. The employer pays 6% of the total wages of the employees of the unit in the previous year; the individual working employee pays 2% of his/her wage income in the previous year, and from the month following the retirement procedure, the individual retiree does not pay the basic medical insurance premiums. If the ratio of retirees to employees in their units exceeds the standard set by the city, the relevant provisions of the city shall be implemented. The average salary of the employer unit is lower than 60% of the average salary of the county employees in the previous year, according to 60% as the contribution base; higher than 300% of the average salary of the county employees in the previous year, according to 300% as the contribution base;

2, supplemental medical insurance for major illnesses. Payment is made at the rate of 120 yuan per person per year, of which 70% is borne by the employing unit and 30% by the individual employee. If the employer enrolls in the insurance in the middle of the year, the employer is required to pay the supplemental medical insurance premiums for major diseases according to the annual standard.

Medical insurance payment process:

1, scan the local human resources and social welfare bureau QR code, add public number;

2, pay attention to the public number after clicking on the lower left corner of the "smart social";

3, enter the "smart social" home page and click on the "smart social".

3. After entering the home page of "Wisdom Social Security", click on "Resident Medical Insurance";

4. After entering the Resident Medical Insurance, you can see the functions of inquiring and paying, etc. You can use it by clicking on the corresponding function and completing the user registration;

5. Click on the Online Payment to pay the fee, you can choose to pay the fee by yourself, or you can pay the fee on behalf of other people.

Legal basis: Article 2 of the Social Insurance Law of the People's Republic of China

The State establishes a social insurance system for basic pension insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, etc., and guarantees the right of citizens to obtain material assistance from the State and society according to the law in the event of old age, sickness, industrial injury, unemployment and childbirth. The right to receive material assistance from the state and society in the event of old age, sickness, work injury, unemployment, childbirth, etc.