Medicare cards can get discounts when buying medicines. Drugs in the Medicare Catalog are eligible for discounts when purchased with a Medicare card. Class A drugs can usually be paid for in full with a medical insurance card, while Class B drugs require an out-of-pocket payment of a portion of the cost, such as 10 to 20 percent. The conditions and criteria for using medical insurance may vary in different regions, and the specific discount rates and payment percentages need to be based on the actual local policies. When purchasing medicines at social security designated pharmacies, as long as the balance in the medical insurance card is sufficient, you can pay directly by swiping the card. However, it is worth noting that in some cities, the price of purchasing medicines in cash may be cheaper than using a health insurance card, so you should ask the pharmacy for specific regulations and compare prices before purchasing medicines.
The scope of use of medical insurance cards:
1, drug purchase: medical insurance cards can be used to purchase medicines in the medical insurance catalog and enjoy a certain percentage of reimbursement;
2, medical services: can be used to pay for outpatient and inpatient hospitalization and other medical expenses at designated medical institutions;
3, health checkups: in some areas, the card can be used to pay for the cost of physical examination;
4、Medical equipment: used to purchase medical auxiliary equipment within the medical insurance catalog;
5、Online services: can be used to pay for online medical service platforms in some regions.
In summary, the medical insurance card can be used to purchase medicines with discounts and benefits, but the conditions and standards may vary in different regions, and local policies need to prevail. In addition, cash purchases may be cheaper in some cities, so you should know the pharmacy regulations and compare prices before purchasing medicines.
Legal basis:
The People's Republic of China*** and the State Social Insurance Law
Article 28
Medical expenses that are in line with the basic medical insurance drug catalog, diagnostic and therapeutic items, standards of medical service facilities, as well as those for emergency treatment and salvage, shall be paid from the basic medical insurance fund in accordance with state regulations.