In case of illness and hospitalization, after reimbursement by the medical insurance, Jihui Insurance can reimburse 80% of the individual out-of-pocket payment of more than 20,000 yuan in the medical insurance catalog, up to a maximum of 1.5 million yuan.
On top of that, if 20 specific medicines outside the medical insurance catalog are used in the treatment process, there is no deductible and 80% reimbursement will be made directly.
Two, who can buy?
This kind of product is limited to those who have basic medical care in their own region of Hebei, for example, foreigners who work in Hebei and pay social security can buy it, or students who go to school abroad but have medical insurance in Hebei can buy it.
There is no age limit, no matter men and women, young and old, Ji Huibao 2022 uniform price, 79 yuan / year.
Three, then suitable for who to buy?
Jihui insurance can only be reimbursed up to 80%, you also need to advance part of the cost, the deductible is also relatively high. So if you are in good health, it is recommended that you prioritize the million medical, which can be reimbursed at 100%, and the coverage will be better.
Taking Ms. Wang's case as an example, she had to pay 86,000 yuan after being reimbursed by Jihui Insurance. If she had a medical plan, such as Zunxian eSheng 2020, she would have been reimbursed for the entire 86,000 yuan.
If you can't buy a million dollars of medical care, Jihui insurance can also be a powerful supplement, mainly for the following three types of people:
1, older
Most medical insurance is usually more than 60 years old can not be purchased, but this is not limited to the age of the old man, even if 100 years old can buy.
2, poor health
Jihuibao does not need to be informed of health, even if you are sick, you can buy. If you can't buy a million dollars of medical care or if you buy it and are excluded from coverage, such as breast, thyroid and other parts of the disease, this can be a key consideration.
3, high-risk occupations
High-risk occupations such as firefighters, pilots, and other high-risk occupations, it is generally difficult to buy medical insurance, but Jihui insurance can be insured for any occupation.
If you are one of the above people, Jihui Insurance will be a good choice.