Rizhao Warm Heart Insurance covers inpatient and outpatient chronic disease expenses within the scope of basic medical insurance, hospitalization expenses outside the scope of basic medical insurance, specific high-cost drugs, and designated drugs for some rare diseases. (Special food) expenses, the coverage is wide, and it is still outstanding among similar people-friendly insurances.
If you don’t know much about medical insurance and commercial supplementary medical insurance, you can read this article: If you have social security, you don’t need to buy commercial insurance? What is the difference between social security and commercial insurance?
Rizhao Warm Heart Insurance is an inclusive commercial supplementary medical insurance directed by the Rizhao Municipal Medical Insurance Bureau and supervised by the Rizhao Banking and Insurance Regulatory Bureau. The project connects Rizhao’s basic medical insurance and helps Rizhao improve its multi-level medical security system. The premium of Rizhao Warm Heart Insurance is not expensive. With a premium of only 109 yuan a year, you can get protection of up to 3.5 million yuan. Using lower premiums to leverage higher insurance amounts to cover the parts that cannot be reimbursed by medical insurance can greatly reduce our medical cost pressure. For ordinary people, its significance is extremely important, so everyone should configure a million-dollar medical insurance after paying social security.
My considerate senior has also sorted out some million-dollar medical insurance worth insuring. Take a look to see if there is one that suits you: the latest ranking of the top ten million-dollar medical insurance is out!
In addition to medical insurance, I also recommend that you purchase critical illness insurance that mainly protects "serious illnesses". Once the insured suffers from the disease specified in the contract and reaches the claim standard, you can get a sum of money. insurance money. In this way, medical insurance can be used to reimburse medical expenses, while critical illness insurance can be used to compensate for the economic losses caused by being unable to work after illness, and for subsequent rehabilitation expenses and daily living expenses. In this way, a two-pronged approach can improve living standards. As for plummeting due to illness.
The senior sister has also compiled several high-quality critical illness insurance products on the market for everyone. You can refer to this: A comprehensive inventory of the top ten popular critical illness insurance products worth buying!
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