Is Allianz Millionaire Medical necessary?

It is true, but he is a million medical insurance, that is to say, if a serious illness occurred, not to say that it will give 6 million, but to say to see how much money spent on a serious illness, minus 10,000 deductible and social security reimbursement part of the rest is to cure how much money spent on how much money will be reimbursed. For general medical care, the maximum reimbursement is 3 million a year with a 10,000 deductible.

Critical illness medical treatment, the maximum reimbursement for one year is 6 million, including 100 kinds of critical illnesses, critical illness deductible is 0.

The outpatient and emergency room expenses before and after the hospitalization of 30 days, there are special outpatient as well as outpatient surgery and other protection.

It is worth noting that you can choose to be insured with or without social security,

According to the status of social security: by social security settlement, reimbursement of 100%; without social security settlement, reimbursement of 60%.

If insured as without social security: 100% reimbursement.

2. Critical Illness Medical Insurance

The critical illness medical insurance is mainly for cancer treatment of some of the contents of the coverage, as follows:

Malignant tumor purchased drugs, 1 year up to reimbursement of $6 million,

Proton heavy ion medical treatment, 1 year up to reimbursement of $6 million, 100% reimbursement.

Exclusive coverage for minors, including rare drugs for minors, and consumable expenses for specific equipment for malignant tumors for minors.

Both have a limit of 1 million dollars.