The general accident insurance and medical insurance will not pay, the extraction of teeth belongs to the contract exclusion, while some high-end medical insurance and specialized dental insurance, can be reimbursed for the cost of wisdom teeth extraction, the details of the insurance contract shall prevail.
Commercial insurance is a form of insurance that operates for profit through the conclusion of an insurance contract and is run by specialized insurance companies. Commercial insurance relationship is a contractual relationship concluded voluntarily by the parties, the policyholder under the contract, pay premiums to the insurance company, the insurance company according to the contract may occur due to the occurrence of accidents caused by the property damage liability, or when the insured person death, disability, disease or reach the agreed age, period of time when the liability to pay the insurance premiums. The so-called social insurance is a social security system that collects insurance premiums to form a social insurance fund, which is used to provide basic livelihood protection for members of it who are incapacitated or lose their job opportunities due to old age, illness, maternity, disability, death and unemployment.