How about China Merchants Bank's credit card enjoying health forever in the old-age security?
China Merchants Bank's credit card pension security is actually a product launched by China Merchants Cigna, which not only has the function of saving, but also has the function of protection.
1. Guarantee 10 mild diseases and 30 severe diseases.
If you unfortunately get a minor illness or major illness within the scope of the contract for the first time after the waiting period, the insurance company will pay in one lump sum.
Second, the protection of death
During the validity of the insurance contract, if the insured dies after the waiting period, the insurance company will pay the death compensation to the insurance beneficiary.
Third, premium exemption.
During the validity period of the insurance contract, if the insured suffers from a mild illness stipulated in the contract for the first time due to his own reasons or accidental injuries, the insurance company will waive the remaining premium, and the serious illness protection will continue.
Fourth, the premium refund is due.
If, within the validity period of the insurance contract, the insured fails to pay the critical illness insurance premium agreed in the contract and survives due, he can get back the due insurance premium. If the insurance period of the main contract selected by the applicant is 20 years, the amount of the insurance premium at maturity is the total insurance premium paid by the applicant for the main contract and its supplementary contract (excluding interest) ×110%;
If the insurance period of the main contract selected by the applicant is the first policy anniversary date after the insured reaches the age of 70 or 80, the amount of the due insurance premium is ×128% of the total insurance premium paid by the applicant for the main contract and its supplementary contract;
Five, free secondary medical consultation service.
Customers diagnosed with major diseases can get follow-up and treatment advice from experts at home and abroad without leaving home. In addition to reducing the probability of misdiagnosis and mistreatment, it is more important to ensure the use of the most advanced and effective treatment methods.
Finally, it should be reminded that if the insured has gone beyond the state or stage of mild illness at the time of initial diagnosis, the insurance company will not bear the responsibility of exemption from insurance premium.
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