First, AIA-a century-old enterprise
As early as 19 19, AIA came to China to seek development, and officially entered China in 1992. At present, AIA is headquartered in Hongkong, China, and set up a branch in Shanghai in the same year. In terms of time, it can be regarded as a century-old enterprise.
Second, AIA became the only wholly foreign-owned insurance company in China.
AIA was established very early, so it successfully circumvented the restriction that the proportion of foreign capital should not exceed 50% of the company's total share capital, and became the only wholly foreign-owned insurance company in China.
Three. The latest solvency of AIA
Solvency refers to the ability of insurance companies to repay debts, which embodies the relationship between assets and liabilities and is the lifeline of insurance companies.
The newly announced core solvency in 2020 is as high as 464.37%, which shows that the company has abundant funds and does not have to worry about bankruptcy.
What about those insurance companies with high solvency? You can look at this list: "The solvency ranking in 2020 is fresh, who can pay the most?"
4. What are the popular products of AIA?
AIA has comprehensive insurance products, including critical illness insurance, medical insurance, accident insurance, life insurance and annuity insurance. The following table lists these functions:
Whether AIA is worth buying or not cannot be generalized. Through the analysis of product form, cost performance and other aspects, I briefly introduce a product, taking "Quanyou Xianghui 20 19", the critical illness insurance currently promoted by AIA, as the evaluation object:
Advantages:
1. Guarantee all-inclusive benefits for serious illness, mild illness, death and total disability, as well as the aged care fund;
2. Additional protection is flexible and optional: you can choose to add multiple compensation for serious illness, multiple compensation for cancer and accidental injury protection.
Insufficient:
1. Mild diseases guarantee invisible groups, such as brain diseases. Only one of the four items is paid, and the proportion of the first two items is only 20%.
2. The cost performance is not high, and the premium burden is heavy, which is not suitable for working families to buy.
Generally speaking, AIA's background is still very strong, but there is still a big gap with domestic first-line brands, such as Ping An and China Life Insurance. For those who want to buy insurance, in addition to looking at insurance companies, they should actually pay more attention to the products themselves, and can compare more popular products of the same kind: "Top Ten Hot Critical Illness Insurance Inventory Worth Buying! 》
Hope to adopt!
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Source: Xueba said that insurance official website