Do I need to pay in advance after insurance?

After insurance, in principle, you need to pay first, depending on the content of the insurance product. Every product is different, so you need to know clearly when you insure it. If the insurance company's advance payment is an additional value-added service of insurance products, in this case, you don't have to pay it yourself.

Under normal circumstances, if an accident requires insurance, the insured or the insured will pay the medical expenses in advance, and then bring relevant materials to the insurance company for reimbursement or payment of insurance benefits. After an insurance accident, you should report it to the insurance company as soon as possible. If you want the insurance company to pay first, you need to see whether the insurance product you insured has this service, which is an additional value-added service of insurance products. For example, if the responsibility for auto insurance accidents is clear and the medical expenses are relatively high, you can apply to the insurance company for advance payment; Like millions of medical insurance, many products have hospitalization advance service, and you can apply when you are hospitalized.

If the insured products can't help you pay the medical expenses first, and the insured's economic conditions are really difficult, and some policies have cash value, you can consider applying for a policy loan.

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