Pacific Life has recently launched a new Proton Heavy Ion Medical Insurance called Proton Peace of Mind 2021 Proton Heavy Ion Medical Insurance.The low price and high sum assured of the 2019 version alone appeals to a lot of people.
So is the coverage just as good, and is it necessary to order this product?
This article can clear up your doubts!
What about Pacific Quality Assurance 2021 medical insurance? Don't get ripped off and not know it!
A. How is the PPS 2021 Proton Heavy Ion Medical Insurance Coverage
Proton Heavy Ion is a value-added service that is often found in a medical insurance policy, and the essence of the charts are up first.
From the coverage chart, we can see that this is obviously an insurance policy that specializes in covering proton reion, and there is no general medical or critical illness medical coverage added to the coverage, so let's analyze how this product coverage works in more detail!
1.? Proton heavy ion protection more comprehensive
To explain the proton heavy ion technology: proton heavy ion radiation therapy refers to the use of proton and heavy ion technology for malignant tumors for radiation therapy, is internationally recognized as the most cutting-edge, ideal tumor radiation therapy technology. This technology can reduce the damage of high radiation dose irradiation to normal human tissues and reduce the side effects.
In 2016, domestic medical treatment in Japan has seen explosive growth, in 2016, the number of outbound medical treatment exceeded 500,000, an increase of more than 500% relative to 2015. Medical treatment in Japan has been a major trend, because the technology is much more mature than in China, as for the cost of this aspect, it is much cheaper than China's cancer proton heavy ion treatment.
In the past few years the World Health Organization (WHO) has done a comparison of the level of medical care around the world, and Japan has been number one every year for several years; the number of facilities dedicated to proton and heavy ion therapy and the level of technology in Japan is great, so people often run to Japan for cancer treatment.
According to the analysis of the relevant industry, China has not introduced many proton and heavy ion therapy equipment, and the experience of treatment is not a lot, compared with the proton and heavy ion therapy in other countries, the gap is still quite large, which is mainly due to the following two aspects:
On the one hand, China's proton and heavy ion method of treatment of disease is not a large number of institutions, and the number of cases is relatively small. This makes the relevant medical personnel in our proton heavy ion centers do not have much experience.
On the other hand, China's proton heavy ion center in the treatment of patients in this area there are some limitations, admitted patients are generally some early patients, and there is a single focal point of the patient, for the middle and late stage of lung cancer patients, almost no treatment.
Most of the medical insurance policies in the market only include domestic proton reion medical coverage, and the payout amount is only 1 million, but this Proton Reassurance 2021 Proton Reion medical insurance policy not only prepares us for 100 percent of proton reion payout ratio of the designated hospitals in China, but also provides 100 percent of indemnification ratio coverage of 21 designated proton reion medical institutions in Japan.
If you value the higher quality of Proton Heavy Ion technology, most of the current medical insurance policies cannot meet this coverage requirement, and this Pacific ProtonMind 2021 Proton Heavy Ion Medical Insurance can provide a more comprehensive coverage for the majority of consumers.
2.? Poor renewal conditions
The renewal conditions of this PPS 2021 Proton Heavy Ion are quite poor, not necessarily renewable, if the product is discontinued, or the insured can no longer be insured for this product after the age of 60, we carefully compare it with some of the medical insurance policies on the market that do not have a guarantee of renewal but can be renewed up to the age of 100 years.
For those of you who are not sure about the renewal conditions, don't think that this insurance will provide long-lasting coverage.
For the renewal conditions, need to focus on, interested friends can come to take a closer look at this article:
Medical insurance renewal how to do, what to pay attention to? An article to analyze!
Secondly, is it worthwhile to buy the Pacific Quality Assurance 2021 Proton Heavy Ion Medical Insurance
Overall, the Pacific Quality Assurance 2021 Proton Heavy Ion Medical Insurance is only protected by Proton Heavy Ion, and I don't suggest that this product be the only medical insurance policy, but it can be the only medical insurance policy. It can be a complementary insurance to the comprehensive MMP medical insurance.
Particularly in this year, the global epidemic has not been completely controlled under the special circumstances, as far as going abroad for treatment is concerned, it is inherently risky, not to mention that it is now difficult to go to Japan for treatment.
Based on the current situation, the school sister that this medical insurance will not have to consider, you can pay more attention to comprehensive protection, value-added services practical excellent million medical insurance.
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Written in the end
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