What kind of insurance is eShangBao

A. Ping An eSang Insurance is a medical insurance, which is one of the main parts of health insurance. Medical insurance is an insurance that pays benefits on the condition that the agreed medical expenses are covered. Medical expenses are the various costs incurred by the patient to cure the disease. It includes not only the doctor's medical and surgical fees, but also the costs of hospitalization, nursing care, and medical equipment. Ping An eSurance is a cost-effective medical insurance policy that is easy to purchase and has low, stress-free annual premiums, yet offers up to $6 million in coverage. Nowadays, many medical insurance will exclude the scope of social security insurance, but Ping An eShanghai insurance has no restrictions on the social security catalog, with or without social security can be purchased, and self-funded drugs and imported medicines are included in the insurance coverage.

Secondly, Ping An eShanghai is one of the high-end hospitalization medical insurance, and it was listed earlier, taking the lead in developing the mainland market. The product can be purchased as long as the birth of 28 days to 50 years of age and the insured person's permanent residence in Beijing, Shanghai, Tianjin, Guangdong and Shenzhen can buy, and renewable up to 99 years of age. The product is cost-effective, not limited to the type of disease, not limited to the social security directory, hospitalization, special outpatient, outpatient surgery are covered; out-of-pocket expenses and imported drugs are fully reimbursed. Consumers of Ping An Insurance eShougang Insurance can get different compensation amounts according to the insurance plan they choose. Regardless of whether they have social security or not, Plan A can compensate up to 2 million and Plan B up to 6 million. Ping An eShouShan Insurance mainly covers reimbursement of hospitalization expenses for major illnesses and hospitalization expenses for cancer, with a $10,000 deductible. It is a reliable million-dollar medical insurance at present. Suitable for supplemental social security medical supplement, health can choose to buy cost-effective Ping An Insurance eShanghai insurance. In short, with the rising medical costs, the cure rate of major diseases, in any case, high-end medical insurance will become the insurance industry, the supply and demand balance, the principle of free competition in the market, will also make high-end medical insurance products more and more perfect.

Three, the advantages and disadvantages of Ping An eShanghai insurance:

Peace of mind eShanghai insurance advantages

1, ultra-high cost-effective, millions of protection, starting at 203 yuan/year.

2, unlimited types of diseases, hospitalization, special outpatient, outpatient surgery are covered.

3. Unlimited social security catalog, full reimbursement of self-paid drugs/imported drugs.

4. A lifetime of care, renewable up to the age of 99.

Peace of mind eShougang Insurance Disadvantages: The coverage period of medical insurance is usually one year, so whether it can guarantee the renewal of the policy has become a big problem. Is the renewal of Ping An eShougang Insurance guaranteed? Official publicity: After enrollment, the policy can be renewed until the age of 99, regardless of whether or not a claim is made. Renewal conditions: As long as there is no deceptive behavior, after the first successful enrollment, you can continue to buy the policy subsequently, regardless of whether there is a change in your health condition or whether there is a claim. However, on the third-party sales website, the renewal rules state that customers can buy again to renew the policy until the age of 99, provided that the insurance company has not discontinued the sale of the plan or adjusted the renewal rules and the customer meets the renewal conditions. That is to say, once the product is discontinued, customers who have purchased it are not allowed to renew it.