20 15 on April 29th, Bank of Beijing (60 1 169) and Tencent held a signing ceremony of comprehensive strategic cooperation agreement in Beijing. Ma, Chairman and CEO of Tencent Holdings, Yan, Chairman of Bank of Beijing, and relevant leaders of Beijing attended the ceremony. According to the agreement, Bank of Beijing will provide Tencent with an intentional credit of 654.38 billion yuan, and will carry out business cooperation around Beijing Medical Communication Project, third-party payment, group cash management, retail finance and other fields. It is reported that the key point of this cooperation between the two parties is that the opening of WeChat official account, the micro-channel of Beijing Medical Communication, is the first time that the platform of Beijing Medical Communication has been connected with a third-party payment platform, which has broken the dilemma that the traditional cross-hospital diagnosis and treatment system does not have the ability to handle online business, broken the last mile obstacle of diagnosis and treatment information transmission, and extended medical services to personal mobile terminals.
YinYitong: "YinYitong" project is an innovative cooperation model created by banks participating in hospitals. By issuing co-branded cards to customers and patients, it integrates co-branded card issuance, cash bank card transfer and recharge, registration, payment, inquiry, laboratory sheets and expense list, providing convenient and fast services for patients and improving medical quality and efficiency.
YinYitong, also known as YinYitong Card, is a package of medical service solutions for hospitals and patients by connecting the core system and front-end system of banks with the HIS management system of hospitals, taking financial IC cards issued by banks as medical carriers, and relying on channels such as bank self-service terminals, online banking, telephone banking, bank outlets and hospital self-service equipment.
The patient adopts the convenient way of "diagnosis first and settlement later", and the medical insurance card can be swiped when settlement is made. When patients sign a contract with bank online banking, there is a prerequisite for pre-authorization. In other words, when patients use bank medical services, they must ensure that there is a certain amount of money in the bank card. Before seeing a doctor, the bank freezes some money, and when the patient finally settles, the freezing will be cancelled.
Medical insurance card: social medical insurance card, referred to as medical insurance card or medical insurance card, is a special card for personal account of medical insurance. With the personal identity card as the identification code, the detailed information such as personal identity card number, name, gender, payment and consumption of account funds are stored and recorded. The medical insurance card is undertaken by the local designated agent bank, which is a multi-functional debit card of the bank. After the insured unit pays the fee, the local medical insurance department will entrust the bank to transfer the personal account payment to the personal medical insurance card of the insured employee at the end of the month.
Social Security Card: The Social Security Card of the People's Republic of China is an integrated circuit (ic) card, which is uniformly planned by Ministry of Human Resources and Social Security and issued by local human resources and social security departments for various business fields of human resources and social security. This social security (individual) card is issued to urban workers, unemployed people and retirees, and is issued to employers as a social security (employer) card. In recent years, Ministry of Human Resources and Social Security has also upgraded its social security card to make it generally have financial functions.
Social security cards have a wide range of functions. Cardholders can not only use the card for real-time settlement of medical insurance personal accounts, but also handle endowment insurance affairs; Go through the formalities of job registration and unemployment registration; Apply for unemployment insurance; Apply for employment training; Apply for labor ability appraisal and enjoy work-related injury insurance benefits; Handling labor and social security affairs online.
The difference between medical insurance card and social insurance card: social insurance card is not a medical insurance card, but it has the function of medical insurance card. At present, the social security card widely promoted in China covers the functions of medical insurance card. Citizens can hold social security cards for medical treatment, medicine purchase, medical insurance settlement, hospitalization and other functions. Simply put, the social security card is not a medical insurance card, but it can be used as a medical insurance card. Therefore, people who hold social security cards do not need to apply for medical insurance cards.
Is the social security card a medical insurance card? In fact, there are differences and connections between the two! Social security card is also called social security card, and its appearance is the progress of social security system! It includes many contents, such as medical insurance, endowment insurance, unemployment insurance, maternity insurance, industrial injury insurance and so on. In addition, it also has a certain financial function, and it is also a tool for urban workers to inquire about insurance content, while the medical insurance card only contains medical insurance content, which means that the social security card contains medical insurance cards.
The difference between social security card and medical insurance card is mainly reflected in six aspects:
First, different ideas. Social security card, referred to as social security card, is an integrated circuit card issued by local human resources and social security departments for various business fields of human resources and social security. Medical insurance card or medical insurance card is a special card for personal account of medical insurance, which uses personal identity card as identification code and stores detailed information such as personal identity card number, name, gender, payment, account capital consumption and so on.
Second, the function is different. Social security card not only has the function of medical insurance card, but also is an important voucher for handling various social security businesses, such as receiving unemployment benefits. However, the medical insurance card is limited to the medical insurance function and can only be used to enjoy medical insurance benefits.
Third, the card is issued in different places. The medical insurance card is undertaken by the local designated agent bank, and the social security card is issued to the society by the local human resources and social security department.
Fourth, the safety performance is different. The social security card adopts a national unified three-layer key management system, and its security and reliability have passed the national acceptance, which can really make the social security card a "security card" and a "trust card" for the insured, and also lay a good foundation for realizing cross-provincial nationwide use in the future; However, the medical insurance card does not have such a management system, and the safety factor is low.
Fifth, social security cards are more widely used. Social security cards will be widely used in various businesses of human resources and social security, and can be used as financial debit cards, while medical insurance cards can only be used as medical insurance settlement vouchers.
Sixth, the performance of social security cards is more stable. Because the social security card adopts integrated circuit chip, its performance is more stable, not easy to be damaged and safer than the medical insurance card adopting magnetic stripe medium.