2, can solve the three major troubles in life: life is too long, you need money; Life is short and family members need money; I had an accident halfway, so I asked my family for money.
3. Be able to complete your retirement plan: If you want to live a healthy old age, you have to plan ahead and make an insurance plan as early as possible, so that you can enjoy your old age, safeguard your personal dignity, and truly provide for your old age.
4, can compensate for the economic losses caused by the disease: with good insurance, you can build a firewall between your family and the disease, so as not to return to before liberation!
5. Escort children's educational planning and growth: if they are poor, they will inherit the wind. What parents in the world don't care for their children in every way? Insuring a child is equivalent to leaving him a savings education fund.
6. Responsibility to the family: If you love your family, you can say: I will take care of you as long as I am here. If you have insurance, you can say: The insurance policy will take care of you whether I am here or not.
7. Eliminate worries and let people focus on their careers: as an asset allocation that meets the most basic security needs, it must be certain and can be cashed at maturity, and only insurance can do this! With the sharing of insurance, the insured can concentrate on the hard work of the cause with more peace of mind and go into battle lightly!
8, to prevent future risks: thieves may not come to patronize, but we are still willing to install security doors; It may not rain, but umbrellas are our regular items; Risks will not happen, but we must guard against them.
9. provide protection for your own property: no one knows when the risk will come when an emergency happens. When disaster comes, life safety is of course important, but how many people can bear the reality that all the property accumulated over the years has gone up in smoke?
10, you can inherit wealth: insurance is a good way to inherit wealth, which can be carried out directionally, quantitatively and regularly, which can not only ensure the quality of life of the next generation, avoid profligacy, but also legally and reasonably avoid the inheritance tax that China is about to levy!
In a word, insurance is not everything. When there is nothing you can do, it can't change you from the previous light, but it can show you the way forward. This is insurance.
It means safe and reliable insurance; Later, it was extended to a guarantee mechanism, a tool for planning life finance, a basic means of risk management under the condition of market economy, and an important pillar of financial system and social security system.
Insurance refers to the commercial insurance behavior in which the applicant pays the insurance premium to the insurer according to the contract, and the insurer bears the responsibility of paying the insurance premium for the property losses caused by the possible accidents agreed in the contract, or when the insured dies, suffers from disability, illness or reaches the age and time limit agreed in the contract.
From the perspective of economics, insurance is a financial arrangement to share the loss of accidents; From the legal point of view, insurance is a contractual act, a contractual arrangement in which one party agrees to compensate the other party for losses; From a social point of view, insurance is an important part of the social and economic security system and a "subtle stabilizer" for social production and social life; From the perspective of risk management, insurance is a method of risk management.
References:
Encyclopedia of finance and insurance