* * * After the promoters and network members establish their own * * * economic health accounts, they can transfer the funds from their previous accounts to their own * * * economic health accounts, or they can transfer the funds from the * * * economic health accounts back to their previous accounts. Transfer funds can be handled through Ningbo Medical Insurance APP or human social security self-service equipment. * * * The economic health account belongs to the payer himself, but can be enjoyed by members.
* * * How to use the funds in the economic health account?
At the time of medical settlement, the funds in the * * * health account can be used by myself and networking members according to regulations. At the time of settlement, I use my personal account funds over the years first, and then use my health account funds. If the account is insufficient over the years or I have no medical insurance account over the years, I will use the funds in the * * * economic health account according to the pre-set payment order. Only one * * * economic health account fund can be used for one settlement. * * * The use order of funds in the economic health account shall be changed by the organizer.
Case: Mr. Li established a family economic network for his wife, Ms. Chen, and his son, Xiao Li (who participated in the medical insurance for residents in our city). The first payer is herself and Ms. Chen is designated as the second payer. Mr. Li transferred RMB 1 ,000 to * * * health account, and Ms. Chen transferred RMB 5,000 to * * * health account. If the son is hospitalized, he needs personal medical expenses of 3,000 yuan. Only one person's * * * health account funds can be used for one settlement, that is, Mr. Li's * * * health account funds can be used first, and Ms. Chen's funds in the second payment order cannot be used. I want to use the * * * health account to pay all the out-of-pocket expenses of the above 3,000 yuan. What should I do? There is a solution. When my son Xiao Li goes to see a doctor, check the balance of his health account first. If it is estimated that the balance of Lao Li's * * * health account can't pay the medical expenses, Lao Li will increase the funds in the * * * health account in advance, or transfer the funds in the * * * health account back to the calendar year account, so that the balance of the * * * health account will be zero, and Ms. Chen's * * health account will be used directly when she sees a doctor.