Quite a lot of people want to understand the medical insurance which is more worth buying, you can take a look at this 2020 the latest medical insurance product comparison table, after reading you will know which is better: what are the good medical insurance recommendations?2020 hot sales of the top 20 quality medical insurance inventory
Generally it is hospitalized to get reimbursed, the specific depends on the terms and conditions of you. This product has now been upgraded to the 17th edition, let me give you a brief introduction.
Generally speaking, it's best to buy medical insurance before you buy commercial medical insurance. Medical insurance is the most basic protection, characterized by low threshold and cheap price. Commercial medical insurance is a supplement to medical insurance, which protects what is beyond the reimbursement program of medical insurance, such as the reimbursement of imported medicines, high-end treatment costs and so on.
There are many types of medical insurance, and the most common are the 3 types of medical insurance, hospitalization medical insurance, and cancer medical insurance.
Next, let's talk about what each of these 3 types has to offer:
1. Million Dollar Medical Insurance
Most people can buy million-dollar medical insurance because of its low cost, high reimbursement amount, and there is no restriction on the types of illnesses that can be reimbursed, so it's very cost-effective to have millions of dollars of coverage for a few hundred dollars a year. In addition, the million medical insurance coverage content coverage is very broad, such as bed costs, nursing costs, surgical costs, drugs, materials, etc., can be reimbursed.
Here's a brief analysis of the 3 best-selling million-dollar medical insurance policies:
According to the picture we can understand.
(1) good medical insurance: 6 years of guaranteed renewal, which is unmatched by many products. 6 years of the period, whether the claim has been made, the health of the deterioration or the insurance product is discontinued, it is possible to continue to be insured for use.
(2) Zunxiang eSheng: the addition of post-operative home care, oncology special medicine services, as well as the addition of family *** enjoy the optional deductible.
(3) MicroMedicare: Compared to the other two, this one adds a value-added service: international second consultation.
As you can see from the above, each product has its own unique advantages.
Besides these 3 there are other cost-effective, worth buying million medical insurance products, interested friends can click on the original article to view: what are the good medical insurance recommendations?2020 hot 20 quality medical insurance inventory
2, hospitalization medical insurance
Hospitalization medical insurance is characterized by a low deductible, low coverage. This kind of insurance is mainly used to reimburse the outpatient clinic, the age of the baby or the age of the elderly to buy more. Because babies and the elderly have weaker immune functions and are at greater risk of catching a cold or fever, it makes more sense to buy this insurance.
3, cancer medical insurance
Now the highest age of the million medical insurance is about 60 years old, the older can not be insured, can be insured cancer medical insurance.
The coverage of cancer insurance is relatively narrow, only for the contract specified cancer protection, this insurance on the age and health requirements are not too demanding. If you have some minor health problems or if you are old, it would be more suitable to buy this one.
The price of this kind is greatly affected by physical fitness and age, here are some of the more worthwhile to buy cancer medical insurance, you can make a reference, and those who need it can also be bookmarked: what are the good medical insurance recommendations?2020 hot selling top 20 quality medical insurance inventory