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Second, do college students have to have a business license to start a business loan?
Where college graduates apply to engage in self-employment or bid for private enterprises within two years after graduation, they can register in advance through the "green channel" in the registration hall of industrial and commercial departments at all levels. Its business scope is prohibited by the state. For restricted and special business projects, while applying for science and technology parks, high-tech and other special economic zones, applications for the establishment of private enterprises are allowed. In addition to the bookkeeping system that must be pre-approved, special affairs will be handled. "The applicant can submit the application for registration, capital verification report and other major registration materials, and can issue and supplement relevant materials in advance in accordance with the regulations. Where the intangible assets such as human capital, intellectual achievements, industrial property rights and non-patented technology of college graduates are used as capital contribution to apply for the establishment of a limited liability company, 40% of the registered capital is allowed to be deducted.
Application conditions:
1, a college student who graduated within two years;
2. College degree or above;
College students' entrepreneurial loan
3. 18 years old or older.
Application process:
1. accepted. The applicant applies to the management service center of the College Students Pioneer Park, and submits relevant application materials, and the management service center of the College Students Pioneer Park conducts preliminary examination;
2. review. The preliminary examination shall be conducted by our bureau in conjunction with the Finance Bureau and other relevant departments according to the industry orientation and enterprise scale, and the information on the object of applying for commercial loan discount shall be reviewed and published after approval.
3. publicity. The object and amount of commercial loan discount after examination and approval shall be publicized by the Personnel Bureau and the unit or community where the applicant belongs.
4. approval. If there is no objection after publicity, the Personnel Bureau will issue a notice of approval;
5. payment. According to the notice of examination and approval of the relevant departments, the Finance Bureau will allocate subsidy funds from the government after the discount object provides the interest payment certificate.
6. Application materials for college students' entrepreneurial loans
Application form for college students' entrepreneurship
College students' creation
Application Form for College Students' Venture Capital
Legal person ID card student ID card)
Enterprise business license, tax registration certificate and organization code certificate
Capital verification report issued by accounting firm
contracts for loan
articles of incorporation
Technical cooperation agreements, books, etc.
Relevant award certificates, etc.
Letters of recommendation from relevant enterprises, etc.
Due to the different policies related to college students' entrepreneurial loans in different regions, the application conditions will be different, which is for reference only. Applicants should make preparations according to the different requirements of the loan projects they apply for.
Application materials:
1, identification;
2. Students at school need to provide student ID cards and school transcripts;
3. Graduates are required to provide graduation certificates and degree certificates;
4. Checklist of frequently used bankbooks or bank cards in the past 6 months;
5. Other credit certificates (if any): certificate of scholarship, certificate of class cadres, certificate of community activities, certificate of various honors/social rewards, such as blood donation and voluntary teaching.
And:
(1) Proof of repayment ability of the applicant for college students' entrepreneurial loan, such as personal or family income and property status.
(2) Identity documents (including the original resident identity card, household registration book or other valid residence permit) and proof of marital status of the applicant for college students' entrepreneurial loans and their spouses;
(3) Guarantee materials for college students' entrepreneurial loan applicants: the ownership certificate and list of collateral or pledge, the certificate that the authorized disposition agrees to mortgage (pledge), and the appraisal report of mortgage (pledge) issued by the appraisal department recognized by the bank.
(4) the business license of the applicant for college students' entrepreneurial loan and the business license of related industries, as well as relevant agreements, contracts or other materials in the use of loans;
Application procedure:
1. Please consult the Banking Department for matters related to college students' business application for loans;
2. The procedures for obtaining a business license are as follows:
(1) Get the registration form from the registration hall of the Municipal Administration for Industry and Commerce and the industrial and commercial bureaus of counties and districts.
(2) Apply to the registration authority for pre-approval and registration of the company name;
(3) Fill in the company registration form and submit the capital verification report, articles of association and site certificate, and submit an application for company registration to the registration authority.
3. Business license discount loan and repayment process?
To apply for an interest-free business start-up loan, you need to meet the following conditions: 1), be over the age of 18, have a legal and valid identity certificate and a legal residence certificate where the loan bank is located, and have a fixed residence or business premises. 2) The lender must hold a business license issued by the relevant industrial and commercial administrative authorities before engaging in legal production and business activities. Application steps: After meeting the application conditions of venture loan, the applicant submits an application to the Personnel Bureau with relevant materials, and the person in charge of the Personnel Bureau is responsible.
4. What are the conditions for a business license loan? Description of the loan process
Business license loan generally refers to production loan business, and industrial and commercial business license is one of the important materials for applying for this loan. If the loan application is successful, the operator can get funds to tide over the immediate operational difficulties or expand reproduction. Then, what are the conditions for operating loans, that is, business license loans? Let's take a look together.
1. What are the requirements for a business license loan? 1, the applicant's age meets the requirements, at least1adult over 8 years old; 2. Have valid identity documents and full capacity for civil conduct; 3. The applicant has no major bad credit record and has good repayment willingness and repayment ability; 4. It has a fixed business place and has been in business for one year, and can provide sales data and bank flow for nearly one year; 5. The loan has a clear purpose and is legal and compliant; 6. It may be necessary to provide mortgage, guarantee, etc. ; 7. Other conditions stipulated by the lending institution. Meet these basic conditions, and then you can apply for a loan from the bank with your business license. It is recommended to consult the specific loan bank in advance. Second, the business license loan application process 1, apply for a loan from the bank and submit relevant loan information; 2. Banks receive and review information and conduct investigations; 3. After the loan application is approved; 4. Sign a loan contract; 5. Handle mortgage registration procedures (if any); 6. Issue loans. After the loan arrives, it needs to be repaid on time according to the contract to avoid high penalty interest and personal credit. The above is about "what conditions are needed for a business license loan", and I hope it can help you.