Pension insurance: the unit and the individual pay 20% and 8% of the individual's salary, respectively;
Medical insurance: the unit and the individual pay about 10% and 2%, respectively;
Unemployment insurance: the unit and the individual pay about 2% and 1%, respectively;
Maternity insurance: the unit pays about 0.8%, and the individual does not contribute;
Workers' Compensation Insurance: the unit pays about 2%, and the individual does not contribute;
Provident fund is paid according to the individual's income, and the unit and the individual each bear 50% of the burden. (Provident fund contribution regulations shall not exceed 12% of personal income)
1, five insurance and one gold refers to the employer to give workers several kinds of security treatment of the collective name, including pension insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, and housing provident fund. "Individual employed workers shall contribute to the housing provident fund in accordance with the regulations." The housing fund is a "shall pay" item, which means legally it must be paid, and also shows that it is an obligation to pay.
2, March 23, 2016 "thirteenth five-year plan" outline proposed, the maternity insurance and basic medical insurance will be implemented. This means that in the future, with the merger of maternity insurance and basic medical insurance, people are familiar with the "five insurance and one gold" or will become "four insurance and one gold", medical insurance will be merged with maternity insurance, some large enterprises will purchase benefits for employees, such as personal accident insurance, Some large enterprises will purchase benefits for their employees, such as personal accident insurance and major disease insurance.
3, by the end of June 2017, some pilot areas will merge maternity insurance and basic medical insurance for employees, maternity expenses will be reimbursed together with general medical expenses, the pilot period of about one year. The first batch of pilot areas include 12 cities such as Handan in Hebei, Jinzhong in Shanxi, Shenyang in Liaoning, Zhengzhou in Henan and Yueyang in Hunan. After the merger of the two insurances, it will be four insurances and one pension in the future. Those who participate in medical insurance can enjoy the benefits of maternity insurance.
4, previously participated in the pension insurance workers, because of labor relations change and other reasons, stop continue to pay pension insurance premiums, this phenomenon is called interruption of the insurance relationship, also known as broken insurance. The impact of the interruption of insurance on the employee, first, because of the reduction in the number of years of contributions and the amount of contributions to reduce the retirement benefits, and in some cases the number of years of contributions is less than 15 years, will lose the eligibility to receive a monthly pension. The second is the impact of re-employment, if the pension insurance relationship is not timely transfer, then the new employment unit will not be able to renew your pension insurance premiums in a timely manner, then the damage to their social security rights and interests.