2. The most important use of the medical insurance card is to pay for outpatient visits, you can buy medicines (over-the-counter medicines) at designated pharmacies, medical equipment, thermometers and blood pressure monitors, and other such auxiliary examination equipment. In addition to this, Amendment (IX) to the Criminal Law, which came into effect on November 1, 2015, includes the social security card in the range of documents that can be used to prove identity in accordance with the law. Article 28 of the Social Insurance Law states that medical expenses that meet the standards of the basic medical insurance drug catalog, diagnostic and treatment items, medical service facilities, as well as those for emergencies and resuscitations, shall be paid out of the basic medical insurance fund in accordance with state regulations. If you have money on the card can be often used, hospitalization for serious illnesses and the reimbursement of the money on your card has little to do with the money, that is equivalent to the state in the burden for you, so do not worry. The usual visit to the doctor, and even buy drugs can use the medical insurance card There is no limit to the number of times The medical treatment of major illnesses are in the deductible proportion of more than part of the state to bear most of the costs, so the balance of your card has nothing to do with.
1. The process of applying for a health insurance card is as follows:
1) The insured person carries his valid documents (ID card, household register, etc.) to the neighboring county health insurance center to apply for the county health insurance center to be completed on the spot.
2) Participants can also go to the neighboring street (town) health insurance service point (hereinafter referred to as the service point) to apply for processing on behalf of the service point will be completed within three working days. The participant should go to the service point within the specified time to collect the medical insurance card that has been processed on his/her behalf.
3) The participant can entrust another person to do the processing on his/her behalf. The delegated person should bring along his/her own and the participant's valid documents when handling the application.
4) When the employer centralizes the process, the employer can go to the county health insurance center with a letter of introduction from the employer and the valid ID of the person in charge, and then the employer will send the card to the participant.
2. The use of health insurance cards should be noted:
1) Prohibition of cash: no unit or individual shall violate the scope of use and requirements of the health insurance card, and it is strictly prohibited to withdraw cash.
2) some provinces and cities, medical insurance card can be used by the whole family: from the second half of this year, some provinces and cities, such as the province of zhejiang, guangzhou city, medical insurance personal account balance funds over the years can be used to pay for the employee basic medical insurance participants spouse, children, parents and other close relatives of the medical insurance costs, realize the family members between **** financial aid mutual aid.
3) The following cases will not be paid by the medical insurance: consultation at non-designated medical structures or purchase of medicines at non-designated retail pharmacies (except for emergencies); injuries caused by one's own fights and assaults, drug abuse or other illegal behaviors; treatments for alcoholism, suicide, self-inflicted injuries; injuries caused by traffic accidents, medical malpractice, or other accidents of responsibility; and injuries that, according to the national or local regulations, should be paid for by the individuals themselves. The following conditions should be paid by the individual according to the national or local regulations.