What kind of insurance is suitable for such a person (30 years old)?

I. PICC PICC Health - Care Specialist Term Critical Illness Individual Disease Insurance

◆Payment term: 20 years

Amount of insurance: 100,000 yuan, 20 years of coverage, annual premium: 550 yuan, enjoying the following benefits:

1. Critical illnesses (31 kinds) insurance benefit: 100,000 yuan

2. Death benefit: 100,000 yuan

II. Rehford - Individual Hospitalization Medical Insurance (first year premium: RMB 525)

◆Guaranteed renewal after three consecutive years of insurance;

◆Wide range of coverage, covering 1,056 surgeries;

◆Renewable up to the age of 70 years old;

Insurance Benefits:

Basic Part Optional Part

Grade General Hospitalization Intensive Care Unit Major Diseases Organ Transplantation Surgical Medical Treatment

Subsidies Hospitalization Subsidies Hospitalization Subsidies Insurance Subsidies Insurance Subsidies Insurance Subsidies

Second Grade $100 $400 $200 $120,000 $6000

Third, New China Life-Term Life Insurance, Section A

The sum insured is RMB 200,000 yuan, and the insurance period is 20 years. RMB 200,000, insurance period 20 years, payment period 20 years, annual premium RMB 500:

1. Death benefit: RMB 200,000

2. Disability benefit: RMB 200,000

4. Accident insurance: Huatai - peace of mind insurance, A section 2 (annual premium RMB 240)

Exclusive sales by Shanghai Huakang Insurance Agency Co.

Each A 120 yuan, each person is limited to 3 copies

Each insurance benefits:

1, due to the accidental death / disability of the aircraft: 400,000

2, due to the accidental death / disability of the train, ship: 200,000

3, the accidental death / disability: 100,000

4, the accidental medical expenses: 3,000 yuan (50 yuan deductible after the) Accidental burns : 100,000 yuan

6. Accidental hospitalization allowance : 30 yuan/day (3-day deductible, maximum 90 days)

7. Accidental fracture insurance : 1500 yuan