The types of car insurance include:
1. compulsory insurance, compulsory insurance [full name of motor vehicle traffic accident liability insurance] is the first by the national law of China to implement the mandatory insurance system;
2. scratches, scratches, scratches, scratches, it belongs to the additional insurance in a mainly as a supplement to the car damage insurance, can be caused by accidental causes of the body scratches Scratch Insurance Scratch insurance for the body paint scratches, if the collision marks are obvious, scratched a mouth, there is a big pit, this is not a scratch, belong to the scope of car damage insurance claims;
3. Vehicle damage insurance, responsible for compensation due to natural disasters or accidents caused by the loss of the vehicle itself. This is the most important type of vehicle insurance. You need to weigh the implications of insuring or not insuring this type of insurance. If not, the vehicle collision repair costs have to be borne entirely by their own;
4. Third-party liability insurance: responsible for insuring the vehicle in the use of the accident caused by others (i.e., third-party) personal injury or death or direct damage to property liability. The most frightening thing about driving a car or a person is that you have to spend a lot of money to compensate for the loss of your own car, not to mention the loss of others. Because the compulsory insurance (2008 version) in the third party medical expenses and property damage compensation is low, in the purchase of compulsory insurance can still be considered to purchase third party liability insurance as a supplement;
5. car theft insurance: responsible for compensating the insured vehicle due to theft, robbery, robbery caused by the total loss of vehicles, as well as during the period of time due to damage to the vehicle or vehicle parts, accessories, loss of equipment. Losses. If the vehicle is lost, the insurer will pay 80% of the actual value of the vehicle (as agreed in the policy). If the insured person lacks the car keys, he can only get 75% of the compensation;
6. Liability insurance: responsible for the insured vehicle accident caused by the personal injury or death of the vehicle personnel and the direct destruction of the goods carried on the vehicle compensation liability. One of the vehicle's personal injury liability is the past driver passenger accident insurance;
7. No-fault liability insurance: insured vehicles in the use of the process, due to non-motorized vehicles, pedestrians, traffic accidents, resulting in the other party's injuries and direct property damage, the insured party does not bear the responsibility to pay compensation. If the insured refuses to pay compensation, the insurance company will compensate the other party for the unrecoverable costs that the insured has already paid to the other party in accordance with the "Measures for Handling Road Traffic Accidents" and the standards of the local road traffic accident handling regulations, within the indemnity limit of this insurance as stated in the insurance policy. An absolute deductible of 20% will be applied for each compensation.