Happy life insurance company in the end is not reliable, the key also depends on whether to meet these conditions: when we are looking at the insurance company, what exactly to look at?
As long as the following conditions are met, those who say that the happy life insurance company is not reliable can be withdrawn oh:
1, happy life insurance company's strength of the background
Happy life insurance company is a state-owned enterprises held by China Cinda Asset Management Co. Ltd. is a joint-stock life insurance company held by state-owned enterprises and initiated by China Cinda Asset Management Co. Founded in 2007, Happy Life has a registered capital of 10.13 billion yuan.
Happy Life is mainly engaged in all kinds of life insurance, health insurance, personal accident insurance and reinsurance business related to life insurance. Although Happy Life has not been established for a long time, it can be seen that it is an insurance company with all the strength and background.
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2, happy life insurance company's solvency
Happy life solvency is also quite excellent, solvency is a test of whether the insurance company has enough ability to pay out the insurance premiums of a measure of indicators, in the third quarter of 2020, the Comprehensive Solvency Adequacy Ratio (CSAR) was 207.44%, and the core solvency adequacy ratio was 104.95%, which far exceeds the relevant regulations, and you still dare to say that the Happy Life Insurance Company is unreliable?
Even if the above two points are enough to show that the company is very reliable, but if this point is not pass, everything is exempted: insurance company consumer complaint list is released, who is the worst service?
In summary, Happy Life Insurance Company is not unreliable.