1, product information of Dinghui Village, JD.COM
JD.COM fixed deposit is a low-risk savings deposit, with a maturity of 5 years and no closed period, which can be withdrawn in advance. The maximum maturity interest rate of deposit savings is 5.40%, and the initial purchase amount of the product is 50 yuan.
2.JD.COM Issuer Ding Huicun
The main issuer of Dinghui Village in JD.COM is Pingdingshan Bank, which is a regional joint-stock commercial bank with independent legal personality. As a bank, it has strong anti-risk ability, but it is more risky than other commercial banks.
3.JD.COM Ding Huicun Interest Rules
1) Buy before 22:30 every day, and the value of the day can be withdrawn in advance;
2) Pay interest on a monthly basis. Every full month is an interest payment period, and the interest will be sent to the relevant account. The calculation method of interest is: interest per period = principal * annual interest rate * holding days /360.
3) The longest term is 5 years, and it will be automatically processed when it expires. The expected income of the day will be displayed before the next day 12:00, and the actual expected income will not be affected.
4.JD.COM Dinghui Village Withdrawal Rules
As a closed-term savings product, it can be withdrawn in advance, and the payment and interest payment methods are as follows:
1) If the holding period is less than 1 day, no interest will be accrued;
2) 1 day = holding period of 7 days, expected interest income1.12%;
3)7 days = holding period 1 year, expected interest income1.89%;
4) 1 year = holding period is 2 years, and expected interest return is 2.1%;
5)2 years = holding period of 3 years, with expected interest return of 2.94%;
6)3 years = holding period is 5 years, and expected interest return is 3.85%;
7) The holding period is 5 years, and the expected interest income is 5.4%;
All the above information about JD.COM Ding Huicun, I hope it will help you. Warm reminder, financial management is risky and investment needs to be cautious.