"There is no specified number of times, during hospitalization, due to the current hospital medical technology, equipment conditions, etc. do not take advantage of the patient's rescue treatment, the patient usually need to be referred for treatment. But many people will ask, after the referral treatment, my urban workers medical insurance can still report? The answer is yes. However, we remind you that you should follow the relevant procedures to apply for urban workers' medical insurance. So how should an individual handle the referral for urban workers' medical insurance? Follow the following process can be easily handled.
Urban workers enrolled in the disease in the designated medical institutions (second level), due to limited technical and equipment conditions can not diagnose and treat the disease, need to be transferred to the next level of designated referral hospitals for treatment by the attending physician to apply, fill out the details of the "District Urban Employee Basic Medical Insurance Referral Application Form", by the hospital medical insurance office or the medical section audit, the approval of the director in charge, reported to the District Medical Insurance Office for approval and filing, and then to the The designated referral hospital for hospitalization procedures. All cases of emergency, critical and infectious diseases can be transferred to the hospital first, and the relevant procedures will be completed within 3 working days according to the regulations.
Participants living abroad for a long period of time and needing to go to a designated referral hospital for medical treatment due to illness can go directly to the district health insurance office to go through the referral procedures by presenting their health insurance cards, certificates of illnesses, hospitalization notices, and proofs of residence in the city (or proofs of business trips of the units).
Severely ill patients (cancer, renal failure) who need to be transferred to a designated referral hospital due to their condition can go directly to the district medical insurance office for referral procedures by presenting their medical insurance cards, admission notices, and certificates of condition.
After finishing treatment at the designated referral hospital, the insured person will go to the district medical insurance office for reimbursement according to the "Procedures for reimbursement of urban workers' medical insurance".
For patients with major illnesses, the reimbursement rate of urban workers' medical insurance alone is a drop in the bucket. But if you buy commercial medical insurance, you can make up for the shortcomings of the urban workers' medical insurance, and in addition, you can also claim for many out-of-pocket medicines and devices. We recommend that people who only have urban workers' medical insurance supplement it with commercial medical insurance.
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