The NBA has been a very mature tournament league, not only can dedicate the most exciting basketball games, the NBA is also the best protection for the players, not only each team has a professional coaching team and medical team, and even even the diet and equipment are taken care of. And the NBA also has a more humane provisions, is to have retired NBA players issued pensions. We all know that the NBA is a majority of black players, most of them are not good at financial management, so even if the player period to earn hundreds of millions of dollars, can not withstand their retirement after the day and night of spending. So this pension system, will give to the players in the retirement after the minimum life is also guaranteed.
About the pension, there are two kinds, the first is the league unified, as long as the players in the league played more than 3 years, in his 50 years old, can start every month to receive the full pension, the amount is 306.34 U.S. dollars X the number of years of service, and in his 45 years old to the age of 50 years old, every month to receive the full pension of the two-thirds of the item is just like us, the social security payment, the monthly retirement of the beginning of the full pension. pay into social security and start receiving a monthly pension when you retire.
The second is the 401K pension plan, the player out of the contract amount of 4%, the league and then subsidized 4%, when the payment of three years, to the time of retirement can be a one-time out of this plan was launched in 2011. This is more like our housing provident fund, their own out of a part of the unit to subsidize a part. So our 4 athletes who have played in the NBA, Yi Jianlian, Yao Ming, Wang Zhizhi, Zhou Qi, their pensions are opponents?
Yi Jianlian, Yao Ming, Wang Zhizhi's main effective years are before 2011, so the 401 plan are not involved. Yi hasn't retired yet, but considering he's 32 years old and his current team status, it's unlikely he'd consider a return to the NBA, and he's played 5 seasons for the NBA in one **** before that, so when he's 50, he'll get a pension of $1,531 (306.34X5), with $1,020 ($1,531*2/3) starting at age 45.
Wang Zhizhi, like Yi Jianlian, also played for 5 seasons, so the full pension he can get is $1,531, with $1,020 starting at age 45, which Wang Zhizhi will soon be able to take advantage of now that he's also 42. Although Yao Ming's achievements in the NBA are much higher than others, but the main factors related to the pension plan just look at the number of years of service without looking at the honor, so Yao Ming in the age of 50 years old can get a full pension is 2450 U.S. dollars, 45 years of age can get 1633 U.S. dollars, equivalent to more than 10,000 yuan, is really envious of people.
And the youngest Zhou Qi, in fact, only played one and a half seasons in the NBA was cut by the Rockets, he has not yet reached the threshold that can get a pension, but Zhou Qi will still have a lot of time to improve themselves, improve their level, and return to the NBA again.