Is joining a job joining or an insurance policy?
It's a good company, making it big.
The product is average.
PICC (full name: People's Insurance Group of China Co., Ltd.) is a comprehensive insurance (financial) company with a registered capital of 30.6 billion yuan. Its predecessor was the People's Insurance Company of China (PIC), which was approved for establishment by the State Council of the People's Republic of China on October 20, 1949, with a history of 60 years of development. With 60 years of development history and having gone through several major changes, PICC has made historic contributions to the cultivation of China's insurance market, the training of insurance talents, and the upgrading of insurance technology, and has played a positive role in economic development, social stability, national strength, and people's happiness.
Glorious History:
On July 23, 1996, PICC was renamed as PICC Group, with four subsidiaries, including CICC Property and Casualty Insurance Co. On January 18, 1999, CICC Property and Casualty Insurance Co. succeeded the brand name of PICC and was renamed as The People's Insurance Company of China (PICC).
On July 19, 2003, with the approval of the State Council, PICC was reorganized and renamed as The People's Insurance Company of China. On July 19, 2003, with the approval of the State Council, PICC was reorganized and renamed as PICC Holding Company, and at the same time initiated the establishment of PICC Property and Casualty Insurance Company Limited, the largest non-life insurer in Mainland China, and PICC Asset Management Company Limited, the first insurance asset management company. Ltd. In November of the same year, PICC Property and Casualty Insurance was successfully listed overseas, making it the first domestic financial enterprise to be listed overseas. 2004 saw the establishment of Zhong Ren Insurance Brokerage Company (Zhong Ren Brokerage). 2005 saw the establishment of PICC Health Insurance Company Limited (PICC Health), PICC Life Insurance Company Limited (PICC Life), Zhong Yuan Insurance Brokerage Company Limited (Zhong Yuan Brokerage), Zhong Sheng International Insurance Brokerage Company Limited (Zhong Sheng), Zhong Sheng Insurance Brokerage Company Limited (Zhong Sheng), and Zhong Sheng Insurance Brokerage Company Limited (Zhong Sheng). Ltd. (Zhongyuan Insurance Brokerage Co., Ltd.) and Zhongsheng International Insurance Brokerage Company Limited (Zhongsheng International Co., Ltd.), and in June 2007, PICC Holdings was renamed as People's Insurance Company of China (PICC). After the development in the Tenth Five-Year Plan period, PICC has grown from a single company to a modern insurance group with 8 subsidiaries and 4,500 branches: PICC Property and Casualty, PICC Assets, PICC Health, PICC Life, PICC Hong Kong, Zhongsheng International, Zhong Ren Brokerage and Zhong Yuan Brokerage. The Group's business scope has developed from a single non-life insurance to a wide range of fields, including non-life insurance, life insurance, health insurance, asset management, insurance brokerage, etc., basically building up an insurance financial group. PICC has played an important role in serving the social and economic development and the construction of a harmonious society. PICC's presence can be seen everywhere in the Three Gorges Project, Ling'ao Nuclear Power Plant, China Aerospace and other major national projects and major sports activities. As the sole partner of China's insurance industry selected for the 2008 Beijing Olympic Games, PICC has made great contributions to the development of sports in China.
Current situation:
PICC has accumulated rich resources and formed multi-faceted advantages in the course of long-term development. PICC has a profound historical background and outstanding brand advantages, and is the outstanding representative of China's insurance industry's brand image in the international arena; PICC has constructed a relatively perfect sales and service system throughout the country's urban and rural areas, and PICC's institutional outlets are located in 31 provinces, cities and autonomous regions across the country, and there are more than 4,500 outlets for business institutions in ***; PICC has cultivated a group of senior managers who are familiar with the national conditions and have strong management ability and a group of senior managers who are interested in PICC's business; and a group of senior managers who are interested in PICC's business. PICC has trained a group of senior managers who are familiar with the national conditions and have strong management ability, and a group of excellent professional backbones who are loyal to the cause of PICC and do their best for it. There are more than 80,000 employees in the whole system, with a reasonable talent structure, strong business ability, and a professional and efficient workforce, which can bring customers high-quality and diversified insurance services in underwriting, adjusting, surveying, loss determination and claims settlement. PICC has always taken "people-oriented" as its mission, insisted on "people's insurance for the benefit of the people", and taken caring, understanding, respecting and caring for employees as the basic starting point for the construction of PICC's corporate culture, advocated the work style of "truth-seeking and pragmatic, standardized and rigorous, forbidding the implementation of orders, hard work and pioneering and innovative", and endeavored to shape the harmonious and progressive corporate culture with PICC's characteristics. These advantages have laid a solid foundation for PICC to accelerate its development.
During the 11th Five-Year Plan period, PICC will consolidate and accelerate the development of its traditional business as the foundation of its business, develop its life insurance business in an extraordinary way as the strategy for revitalization, and develop asset management and capital operation as the way to leapfrog, make great efforts to be strong and pioneering and innovative, and strive to realize a new venture and leapfrog development of PICC, and to build PICC into an international first-class insurance company. PICC will become an international first-class large-scale modern financial insurance group.
[Edit Paragraph]Subsidiaries:
People's Insurance Company of China Limited (PICC)
Main business: motor vehicle insurance, enterprise property insurance, household property insurance, cargo transportation insurance, liability insurance, accidental injury insurance, short-term health insurance, marine insurance, guarantee insurance, and other insurance business in RMB and foreign currencies.
PICC Asset Management Co., Ltd.
Main business: management and utilization of its own funds and insurance funds, entrusted or delegated insurance fund management business, consulting business related to insurance fund management business, and other asset management business permitted by national laws and regulations.
People's Health Insurance Company of China Limited
Main business: health insurance business in RMB and foreign currencies, accidental injury insurance business; health insurance business supporting the national medical insurance policy and entrusted by the government; consulting services and agency business related to health insurance; reinsurance business related to health insurance; fund utilization business permitted by national laws and regulations; other asset management business permitted by CIRC. The business of capital utilization; other businesses approved by the CIRC.
People's Life Insurance Company of China Limited
Main business: life insurance, health insurance and accident insurance, and reinsurance business of the above.
PICC Investment Holdings Limited
Main business: industrial and real estate investment; asset management and administration; property management; leasing of automobiles, computers and telecommunication equipments, and houses; enterprise management consulting, financial consulting, investment consulting, legal affairs consulting
People's Insurance Company of China (Hong Kong) Limited
Main business: property insurance, Cargo transportation insurance, travel accident insurance, automobile insurance, marine insurance and various types of liability insurance and reinsurance business of the above business.
SinoSingapore International Insurance Brokerage Co., Ltd
Main business: formulating insurance plans, selecting insurers, and handling insurance procedures for policyholders; assisting the insured or beneficiaries in making claims; reinsurance brokerage; providing clients with consulting services in disaster prevention, loss prevention, risk assessment, and risk management; and other businesses approved by the China Insurance Regulatory Commission (CIRC).
China Insurance Brokerage Company Limited
Main business: drawing up insurance plans, selecting insurers and handling insurance procedures for policyholders; assisting the insured or beneficiaries in making claims; reinsurance brokerage; providing disaster and loss prevention, or risk assessment and risk management consulting services for principals; and other businesses approved by the CIRC.
China Yuan Insurance Brokerage Co.
Main business: drawing up insurance plans, selecting insurers and handling insurance procedures for policyholders; assisting the insured or beneficiaries in making claims; reinsurance brokerage business; providing disaster prevention and loss prevention or risk assessment and risk management consulting services for principals; and other businesses approved by the CIRC.
[edit]Company Culture
Brand Advantage
The PICC brand has a history of sixty years and enjoys a remarkable reputation domestically and a certain influence internationally. PICC is the P&I communication agent in China for all major shipowners' associations in the world and enjoys a good reputation in the international insurance market. Especially after the company's overseas listing, PICC has further become a well-known brand in the domestic and international insurance market and capital market.
Market Advantages
PICC is the largest non-life insurance company in China, leading and dominating the non-life insurance market. The company mainly operates property insurance, accident insurance and short-term health insurance business, and is the absolute leader in centralized business such as large commercial risks, government procurement and industry unified insurance, as well as decentralized business such as vehicle insurance and home insurance.
Talent Advantage
Over the years, PICC P&C has cultivated a large number of excellent key talents, has a large number of experienced management talents and technical talents in every link of the non-life insurance business chain, and has a team of dedicated and united employees who have mastered the core skills of the non-life insurance industry.
Product Advantages
By the end of 2004, PICC*** had developed 1,246 insurance clauses, including 567 main insurance policies and 679 additional insurance policies; 725 national insurance policies and 521 regional insurance policies. Currently, the company develops and promotes an average of one new product per day. The Company is the first non-life insurance company in China to introduce actuarial technology to develop products, providing customers with comprehensive, high-quality and scientifically priced insurance protection services. At the same time, the Company has accumulated a huge amount of operational data, has a solid foundation for decision-making and analysis, and has a better grasp and understanding of the development rules of China's non-life insurance market.
Technological Advantages
PICC P&C is in the leading position in the domestic non-life insurance industry in the core technical fields of product development, underwriting, claims handling and reinsurance, and its mature information technology platform and comprehensive customer information resources provide insightful technical protection for the company's business development. The company is the first non-life insurance company to introduce actuarial technology to develop products, since the love of aerospace, nuclear power plants, energy, ocean-going vessels, large industrial and commercial enterprises, government procurement and other important insurance business areas with leading domestic technical advantages, can be oh so for the customer to improve the work of a full range of high-quality insurance protection services.
Network Advantage
PICC has a nationwide network of organizations, including 324 local and municipal underwriting, claims handling and finance centers, and more than 4,500 branches, as well as diversified marketing channels, which have formed a strong sales and service network that is sufficient to support nationwide insurance coverage. The strong sales and service network is sufficient to support nationwide insurance value-added services such as "universal insurance coverage and compensation" and "local claims settlement for insurance in other places".
Customer Advantage
The Company has the largest customer base in the domestic non-life insurance market, and has established a wide range of stable customer relationships, with a strong ability to adapt to changes in the market to meet the needs of customers in product development and customer service.
Service Advantages
The Company takes the lead in opening a 365-day, 24-hour service line, 95518, which is now available in 324 cities and regions in China and has passed the certification of ISO9000 quality management system, providing customers with fast, excellent, comprehensive and extensive multi-functional and personalized services such as consultation, complaint, return visit, rescue, and reservation for insurance. The company has also launched the "Gold Medal Service Project" with the connotation of all-employee, all-process service to ensure that customer service is constantly improved in three aspects: standardization, efficiency and quality, and to continue to maintain the No. 1 brand of customer service in the industry.
The successful practice of PICC's reform and development depends on the company's deepening of the entrepreneurial spirit of "truthfulness, honesty, hard work and innovation". At present, PICC is moving towards the strategic goal of becoming a leading domestic and international first-class knowledge-based and modernized non-life insurance public company.
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