Fuzhou provident fund loan interest rate

The loan interest rate of Fuzhou provident fund is 3.25% for more than five years and 2.75% for less than five years. Official website of Fuzhou Housing Provident Fund shows that the interest rate of two sets of provident fund loans has risen 10%. In case of interest rate adjustment, if the interest rate is adjusted before the loan is issued, the new interest rate will be implemented; If the interest rate is adjusted after the loan issuance exceeds 1 year, it shall be implemented according to the adjusted provident fund loan interest rate standard from the year following the date of each interest rate adjustment. The maximum amount of employee family housing provident fund loans is 800,000 yuan for double employees and 500,000 yuan for single employees. Article 26 of the Regulations on the Management of Housing Provident Fund stipulates that employees who have paid housing provident fund can apply for housing provident fund loans from the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.