1, the role of health insurance
(1) participants can enjoy the right to basic medical insurance for life after completing the number of years of contributions, you can enjoy the medical reimbursement and enjoy the health insurance treatment after retirement.
(2) The individual account of health insurance is a special account set up in accordance with the basic medical insurance policy, which is specially used for storing the medical insurance premiums paid by the participants and the funds transferred in a certain proportion from the employer's contribution, and recording the medical consumption. The funds in the individual account are used to pay for the out-of-pocket portion of the costs of medical treatment and the purchase of medicines.
2. The role of social security
Social insurance is a social and economic system that provides income or compensation for the population that is incapacitated, temporarily out of work, or has suffered a loss due to health reasons. Medicare is one type of social insurance, in addition to pension insurance, unemployment insurance, work injury insurance, and maternity insurance. Together they are what social security does.
(1) The purpose of old-age insurance: to receive pension after retirement, and to enjoy funeral and pension expenses;
(2) The purpose of unemployment insurance: to receive unemployment insurance benefits after being unemployed, and to enjoy subsidies for medical expenses;
(3) The purpose of work injury insurance: to pay for the treatment costs, living care costs, disability benefits and disability allowances;
(4) Uses of maternity insurance: allows for maternity leave (about 90 days), maternity allowance and maternity grant.
Expanded Information
The characteristics of social security are as follows:
Characteristic 1: The objective basis of social insurance is the risks existing in the field of labor, and the subject matter of the insurance is the person of the worker;
Characteristic 2: The subject matter of social insurance is specific. It includes workers (including their relatives) and employers;
Characteristic 3: Social insurance is compulsory;
Characteristic 4: The purpose of social insurance is to maintain the reproduction of the labor force;
Characteristic 5: The insurance fund is derived from the contributions of employers and workers and financial support. The scope of insurance objects is limited to workers, excluding other members of society. The scope of insurance content is limited to various risks in labor risks, excluding other property, economic and other risks.
Baidu Encyclopedia - Medical Insurance, Baidu Encyclopedia - Social Insurance