What are the basic medical insurance benefits?

The "three catalogues" of basic medical insurance include the catalogue of basic medical insurance drugs, the catalogue of diagnosis and treatment items and the standard of medical service facilities.

Basic medical insurance drugs refer to drugs that are not necessary for basic medical treatment, but are necessary for treatment, cheap and effective on the basis of national basic drugs. In practice, it is determined by formulating the drug list of basic medical insurance.

The basic medical insurance diagnosis and treatment project refers to the routine method with good examination and treatment effect in the process of medical service, and the use of high-tech and expensive equipment should be properly controlled and restricted. In practice, it is determined by formulating basic medical insurance diagnosis and treatment items.

The basic medical insurance service facilities mean that in the process of providing hospitalization and other medical services, the necessary medical service facilities and environment should be selected as the coverage of medical insurance. In practice, it is determined by formulating the standard of basic medical insurance service facilities.

The "three catalogues" of basic medical insurance are not fixed, but are adjusted with economic development, improvement of people's living standards and technological progress.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.