1. What does kindergarten insurance cover?
There are three common types of kindergarten insurance, one is medical insurance for urban residents, the other is accidental injury insurance for students (also known as academic insurance), and the third is campus safety insurance. For example, campus safety insurance is directly funded by the government and does not require parents to pay.
Kindergarten insurance is generally students' F.A. Insurance, and the general premium ranges from 50 to 80 yuan, which is provided by various companies. The main protection is accidental disability, accidental death, accidental medical treatment and hospitalization, and some also cover several specific serious diseases of children. Different companies' products will have different deductibles and reimbursement ratios.
Second, what are the conditions for kindergarten insurance?
As for other types of insurance, such as Xue Ping insurance, the Education Department mainly follows two principles in its supervision. First, the voluntary principle, parents must be voluntary. If parents are unwilling to participate in the insurance, kindergartens may not refuse their children to enter school on this ground. Second, the principle of non-collection, kindergartens may not collect insurance premiums on their behalf, and there must be a direct relationship between insurance companies and parents when collecting them. If parents find that kindergartens violate the rules, they can report to the local education bureau and ask for treatment.