Maternity insurance can be reimbursed by the husband, the woman 100%, the man 50%. Maternity insurance covers a wide range of people, including female employees, unemployed spouses of male employees, and freelancers. As long as you meet the reimbursement conditions, you can enjoy it. Under normal circumstances, about 75% of the maternity insurance paid by the woman herself can be reimbursed, while about 50% can be reimbursed if the woman has no work unit and uses the maternity insurance paid by the man. However, local policies are different, so the maternity insurance benefits that men can enjoy in different places will be different, and the reimbursement ratio will be different. In addition to local policies, the specific reimbursement is also related to the related medical expenses. In male maternity insurance, the standard of general one-time maternity allowance is abortion 200 yuan; Natural production 1200 yuan; Dystocia or multiple births of 2000 yuan, plus 200 yuan; And normal delivery after 7 months of pregnancy is 1000 yuan, and caesarean section after 7 months of pregnancy is 1500 yuan.
It should be noted that if the man wants to enjoy maternity insurance benefits, he must meet these conditions. First, he must meet the national birth policy and statutory birth conditions; 2. When the spouse gives birth or miscarries due to pathological reasons, the employer has paid the maternity insurance premium for the male employee for more than 10 month.
What items does medical insurance reimbursement include?
The classification of medical insurance reimbursement and the items included are as follows:
1, general medical insurance. It mainly includes outpatient expenses, medical expenses and inspection expenses.
2. Hospitalization insurance. Mainly the daily hospitalization expenses, hospital equipment use expenses, operation expenses, medical expenses and so on.
3. Surgery insurance. Provide all expenses incurred due to the patient's need for necessary surgery.
4. Comprehensive medical insurance. Its cost range includes all expenses such as medical treatment, hospitalization and surgery.
5. Special disease insurance. Some special diseases often bring disastrous expenses to patients, which ordinary families can't bear. Such as cancer and heart disease. The major diseases that provide protection for the insured can be single diseases, such as malignant tumors, or even some cancers in malignant tumors.
I hope the above content can help you. Please consult a professional lawyer if you have any other questions.
Legal basis: Civil Code of People's Republic of China (PRC).
Article 8: Civil subjects engaged in civil activities shall not violate laws or public order and good customs.
People's Republic of China (PRC) social insurance law
Fifty-third employees should participate in maternity insurance, the employer shall pay maternity insurance premiums in accordance with state regulations, and employees shall not pay maternity insurance premiums.
Fifty-fourth employers have paid maternity insurance premiums, and their employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund.
Maternity insurance benefits include maternity medical expenses and maternity allowance.