How to buy dental insurance

There are four major categories of insurance that can cover teeth: dental insurance, high-end medical insurance, accident insurance, and social security. Consumers can choose to buy according to their own requirements. All four types of insurance mentioned above can reimburse the patient's dental medical expenses, but not for any dental-related expenses.

Social security, which is common, only reimburses for dental examinations and treatments, extractions, minor oral surgeries, X-rays, and other dental treatments, but does not reimburse for expensive dental procedures such as veneers, orthodontics, implants, and cosmetic treatments.

Accident insurance covers dental damage due to accidents, but does not cover dental problems due to illness. People's common medical insurance basically does not provide dental coverage, some high-end medical insurance will provide dental coverage, but high-end medical insurance premiums tend to be higher, the financial requirements of the insured person is high, the average user to buy up is not cost-effective.

Dental insurance, on the other hand, is a type of insurance that specializes in teeth, and this type of insurance tends to not only cover the damage caused by dental diseases and accidents, but also cover part of the cost of dental treatment, and also reimburse a certain degree of cosmetic dental expenses such as scaling and fillings for the insured.

There are a lot of dental insurance policies out there, but the coverage varies. If you want to have a comprehensive protection of their teeth, you can buy the relevant dental insurance, to transfer the teeth because of disease, accident, cosmetic cost loss.