? In the deep mountains of Guizhou, Xifeng County Mushu Primary School, in the spring of 2018 contact Internet + education, a big class schedule of the Mutual Plus program to make up for the short board of the shortage of teachers of audio, physical and aesthetic, and a network cable to let the village primary school to realize the bending of the road. There is also a special course in this large schedule - Afu children's financial courses, causing curiosity of Xu Ping, a teacher at Mushan Primary School, although in the national curriculum plan, there is no clear provision for the "financial education course" into the curriculum plan, but she still holds the Although the national curriculum plan does not specify that "financial education courses" be included in the curriculum plan, she still holds the psychology of inquiry and curiosity, and schedules the Afutong financial education course into the school schedule. This course is completely blank for both teachers and students in the countryside. The students followed the Internet course, and the teacher retreated from the stage to become an assistant teacher. I did not expect that with the depth of the course, the children y like this special course. Not only can they have face-to-face communication with Mr. Dawang, who is their favorite financial education course, but they also have unlimited expectations for each lesson because each lesson is challenging. The children's enjoyment of the course is close to madness, and sometimes they want to take up a live class, which is ruthlessly rejected by the children.
? When I first started the financial education program, it was a kind of "sneaky" state, worrying about being reprimanded by the superiors when they checked, and worrying about being labeled as "making something out of nothing". I think: as a grass-roots teacher, as long as it is beneficial to the development of students and does not affect the normal curriculum of the students, we can let the students accept some new educational ideas and concepts. Carefully interpreted in the *** Central Committee, the State Council "on further strengthening and improving the ideological and moral construction of minors of the opinions" in the requirements of a wide variety of forms of social practice, moral practice activities, and actively create a favorable atmosphere of public opinion and social environment conducive to the healthy growth of minors. Under the market economic system, the establishment of a correct concept of wealth is precisely the scope of financial education, and it is also one of the basic qualities that every worker should possess. With the support of this document, we can finally open the course in name only, put down the heart of the many worries and concerns.
? In order to find the origin of the course of financial intelligence, check the relevant information. The term "financial intelligence" was first proposed by Mr. Robert Kiyosaki, author of the book series "Poor Dad, Rich Dad". Financial intelligence refers to a person's ability to recognize and manage the laws of money movement, including concepts, knowledge and behavior at three levels. The core of financial education is to teach people the correct concept of money and basic financial management skills; and how to let people control money, wealth and the law of movement, so as to improve people's financial quality and ability to manage money and create wealth.
? China Education News published in March 28, 2019, page 02, "good financial education is home and school **** the same responsibility" article pointed out that: financial education is a systematic project, is the school and the community **** the same responsibility, can not be limited to classroom teaching, and should focus on multi-pronged, will be infiltrated in the daily education system. In recent years, many "campus loan" platforms have stationed in colleges and universities, covering categories from installment shopping to living expenses, travel, driving license, etc., quite a market. The "campus loan" has become a "youthful debt" that students can't afford to pay back.
? I think: in the elementary school stage to the children implanted in the course of financial literacy without delay, through a semester of continuous development, students y like this course. Several children who usually have poorer language and math scores, often on the mic and Mr. Dawang conversation, academic performance is slowly and steadily rising. I also began to slowly think about the appeal of Afutong's financial education program to children, and in the process of being a teacher's assistant, I was often enlightened by many financial education concepts. How to utilize the concept of financial education to manage schools and students? It has always bothered me.
In particular, there is a phenomenon in my school is particularly heartbreaking, because these years I have been walking on the road of public welfare school, from time to time there are public welfare materials donated to the campus, each time the public welfare materials received by the head of the distribution of a long time the students become a matter of course, and some of the children even have some public welfare materials trampled on the phenomenon of seeing this phenomenon, I can not figure it out. Especially when some students used their brand new notebooks as sketchbooks, my heart was about to break. How to guide these children to cherish and utilize their hard-earned school supplies has been on my mind for a while. Sometimes think, can not blame the students, because they do not understand the origin of these public welfare materials, their families have not spent a penny, and not through their own efforts to exchange, do not know how to cherish, all belong to normal.
? Under the guidance of the educational concepts of the Aflatoun Financial Quotient Course, the "Behavioral Storage Bank" was opened in Musselwood Elementary School. Let students know that not only money can be stored, behavior, habits, etc. can be stored, can be exchanged for value. So there is a Mushan Primary School "Afu children's financial supermarket", breaking the "eat pot rice" days, all the public welfare materials come into the school supermarket, students through their own efforts, behavior, habits, etc. in exchange for Afu coins, Afu coins can be the same to the supermarket! Students exchange their efforts, behaviors, and habits for Afu coins, which can be exchanged for items of equal value at the supermarket. Aflatoun Behavior Bank and Aflatoun Supermarket's birth, can be said to be a stone stirred up a thousand waves, the campus set off a learning fervor, the phenomenon of chasing and beating in the classroom, littering, swearing and other phenomena naturally disappeared, civilized etiquette has also been on a new level, the original shyness, do not dare to look at the teacher's students, but also gathered the courage to call the "teacher, good," because the value of Aflatoun coins to come to a point of value, the Aflatoun Coins. The value of the Afu coin comes too easily. Now Mussan Primary School, no matter when you walk into the campus, is a well-organized look, because each student must be responsible for their own behavior, always with the "Bank of Behavior" guidelines to guide their own.
? As the chief planner of the school's behavioral bank, I boldly let go of the operation and management of the supermarket, completely handed over to the students, I became a "bystander". This bold "hands off", I was amazed by the child's well-organized, every detail is well thought out, from the supermarket cashier, security, shoppers, cleaners, etc., have everything, a clear division of labor, the whole process is organized. Supermarket market day is scheduled every Wednesday afternoon 15:00-16:00, every market day, accompanied by the class teacher, the supermarket door a long line, there are buying items, there are visiting to appreciate the items, there are also fancy items totaling their own how much they are short of the money to buy, and so on. We secretly observed each child's demeanor, including those who were self-satisfied after shopping, and those who were filled with a sense of loss because they were short of money and could not buy their favorite items. ...... The distribution of public welfare materials into a personal "behavioral bank" storage exchange, greatly improving the students' interest in learning, behavioral habits have been well developed.
? The financial education of our school is not only supported by Shanghai Baxter Education's continuous online course support, but also provides a lot of material donations for our financial education program, enriching the content of the supermarket items. From the continuous support of online courses, to offline field visits and guidance, to teachers' public welfare training, all reflect the support of a public welfare organization for rural education to give great help. So far received Baxter public welfare sponsorship summary is as follows:
Financial education courses in the wood cedar elementary school continued to carry out, received a good effect, led to the development of rural schools in the surrounding districts and counties of the financial education courses, Shanghai Baxter public welfare specifically for the cloud on Guizhou's teaching assistant group of teachers in Guiyang to organize an offline training in the fall semester in 2019, financial education blossomed all over Guiyang City, the city to participate in the In the fall semester of 2019, financial education blossomed all over the city of Guiyang, with participation from Qingzhen City, Kaiyang County, and Xifeng County in Guiyang, Sandu County in Qiandongnan, and Dushan County in Qiandongnan. Due to the active participation of teachers from all regions, on November 29, 2019, the Fiscal Education Carnival was held in Chengdu, Sichuan Province, and 13 members of the Cloud on Guizhou team*** were invited to participate, and two of them made an exchange speech as teacher representatives.
In order to open this course, from sneaking around to driving the participation of rural schools in the surrounding areas, every participant is a beneficiary, obviously feel the changes in the students, bring a lot of convenience to the classroom management, and obviously feel that the students' learning habits and habits of life have changed greatly. Financial education is a systematic project, is the school and the community **** the same responsibility, also can not be limited to classroom teaching, but should focus on multi-pronged approach, will be infiltrated in the daily education system. From the school level, we should not lose time to promote financial education, strengthen risk awareness and education on the rule of law, and financial institutions and credit agencies to strengthen the interaction, not only let the students realize the "campus loan" pros and cons, but also let the students caught in the relevant disputes when they can take up the legal weapon to protect their own rights and interests. Family education is the starting point of financial education, and we hope that parents must tighten the string of prevention, and do a good job of ideological guidance for children's characteristics, financial literacy and risk education, to correct the wrong concepts of over-consumption, over-consumption and crowd consumption, and to establish a rational concept of consumption. As for the students themselves, they need to strengthen their legal studies and financial awareness, cultivate the spirit of contract, open up credit, accumulate credit, set up a correct view of financial management, develop good living habits, and achieve rational consumption. In the remote areas of Guizhou Xifeng County, wood cedar elementary school, financial education has come into the classroom, not only to enrich the classroom life and campus life of students, so that students know that I choose to take responsibility for me at the same time, but also not the countryside of the children to open up another window of life.