What about AIA insurance, is it worth buying, an article to take you to understand the most real AIA: "Is AIA really so good? Take you to understand the most real AIA"
Before you buy insurance for your baby you can briefly understand the insurance company AIA.
A. AIA's Historical Background
AIA entered China in 1992, but the earliest it entered the mainland market was in 1919, during which time it was withdrawn for a variety of reasons, and is now headquartered in Hong Kong, China, and set up a branch office in Shanghai in the same year, which is a century-old enterprise in terms of time. The company has been in the market for a long time, and it has been in the market for a long time.
Two, AIA has become the only wholly foreign-owned insurance company in China
Because AIA entered the Chinese market early, it successfully avoided the constraints of "the proportion of foreign investment shall not exceed 50% of the company's total share capital", and became the only wholly foreign-owned insurance company in China. AIA is the only wholly foreign-owned insurance company in China.
AIA's Solvency Analysis
Solvency is a basic measure of an insurance company's financial position, representing its ability to repay its debts.
2020's newly announced core solvency is as high as 464.37 percent, which shows that the company is very well-funded and doesn't have to worry about closing down.
So what are the insurers with high solvency? You can poke here to find out:"Which are the top 10 insurance companies in terms of solvency in 2020?
Four, AIA products worth buying
AIA has a comprehensive range of insurance products, including critical illness insurance, medical insurance, accident insurance, life insurance, annuity insurance and so on. For details, you can see this chart:
Is it worth buying AIA products? To analyze the product form, cost-effective and so on to analyze, I will pick a product to briefly introduce, to AIA's current main critical illness insurance "full blessing enjoy 2019" as the object of review:
Advantages：
1.保障够用：重疾 100 types of critical illnesses (divided into 4 groups), 60 types of minor illnesses without grouping, high incidence of minor illnesses coverage;
2. Additional coverage can be flexibly matched: you can choose to attach critical illnesses multiple benefits, cancer multiple benefits, accidental injury protection
Deficiencies:
1. The first two minor illnesses are only paid out at 20% of the sum insured, which is not practical enough, and there is a
2.Not cost-effective, heavy premium burden, not suitable for working families to buy
Overall, the strength of the AIA company is still very good, but with the domestic first-line insurance companies compared to there is still a considerable gap. In fact, an insurance policy is good, with the insurance company really does not have much to do, we have to pay attention to its product coverage, before buying the best comparison of similar popular products:"Top 10 worth buying the popular critical illness insurance inventory!
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Source:Schoolboy Says Insurance official website