A government winning contract can be loaned a few percent
Up to 85%
Government winning contract can be secured from the bank loan. In order to solve the government procurement successful bidding, successful small and medium-sized enterprises in the fulfillment of the contract in the process of financial difficulties.
Two, there is a government procurement winning contract can not loan?
1. This contract is basically can not be in the bank loan, do not go to any company.
2. If the project quality can find partners to invest, ZF project has an advance, the project is not very large, if the use of funds is not a lot, so there are still a lot of people willing to invest.
3. Find a company to subcontract out, if not the general contracting type of project is not allowed to subcontract, there is a certain risk.
4. You said there is little information to pinpoint and analyze.
3. There are procurement contracts from government departments that can solve my equipment procurement...
The procurement contract does not serve as a guarantee or collateral. The bottom line is that if the loan amount is too large, you should still provide a valid collateral or guarantee. You can learn about the related loan products of Easy Loan China to facilitate yourself to get a loan comfortably.
Enterprise property mortgage refers to the enterprise to provide clear ownership of the property as a loan collateral security, easy loan China, in conjunction with banks and other cooperative institutions in the confirmation of its normal business conditions, the purpose of the loan compliance premise, will be in accordance with the appraisal of a certain percentage of the value of the mortgaged property to approve the amount of the amount of the loan and issued.
Enterprise property mortgage application conditions
1. independent accounting small and medium-sized enterprises
2. registered for at least three years (including three years) or more.
Four, the difficulties of government procurement loans
The difficulties of government procurement loans is the government procurement bid, the contracted suppliers of insufficient funds, financing difficulties, financing expensive problems. This year, Jinghe New City Finance Bureau give full play to the function of government procurement policy, the establishment of credit financing mechanism, vigorously implement the "government procurement loan" business, and actively support small and medium-sized micro-enterprises and private economic financing. Up to now, has enlisted a number of financial institutions, including China Construction Bank, Postal Savings Bank, Bank of Beijing and other financial institutions to participate in the "government procurement loan" business, to provide financing services. I. What is Government Procurement Loan? The so-called government procurement loan (hereinafter referred to as government procurement loan) is the common name for government procurement contract financing. It is a new financing method for banking institutions to issue loans directly to SMEs applying for loans at an interest rate better than that of general SME loans on the basis of government procurement integrity assessment and credit review, and on the basis of government procurement contracts obtained and provided by SMEs. Features of Government Procurement Loan: Based on SMEs' government procurement credit and government procurement contracts with centralized payment by the State Treasury as the performance guarantee, the Government Procurement Loan leverages on the government procurement integrity guarantee to provide the opportunity of bank-enterprise matchmaking and related service support. Since the government procurement loan pilot, not only promote the product and service innovation of financial institutions, but also improve the level of supplier management, alleviate the enterprise financing difficulties. Second, "how to deal with government procurement loans? Government procurement loan process is as follows: the bank reference enterprise last year in the government procurement in the winning bid, the initial approval of the credit limit; enterprises to provide the required information, the bank to complete the credit approval; enterprises to the bank to provide the notice of award and the signed government procurement contract loan; the bank according to the procurement contract to issue the loan and the implementation of the fiduciary payment. As a key element of financial reform, government procurement is known as "trading under the sun", and through the design of the system and the improvement of the law, it achieves the openness, transparency and standardization of government procurement practices to achieve the purpose of fairness and justice. However, due to the excessive centralization of power, government procurement work is very easy to appear unclear powers and responsibilities, power abuse, and other issues, therefore, the construction of a perfect internal control system is particularly important.