Now the purchase of million medical insurance is more aspects, you can through the online and offline two channels: offline is the insurance company set up in the local network, consumers can go to the network to understand the product as well as to buy; also in the insurance company's online shopping mall to buy, as well as a variety of third-party insurance platforms for the insurance.
We can often see in life is the offline insurance company's outlets, for the online insurance less understanding, the following, to lead you to understand the online insurance is how.
Many people see that it is online Internet insurance, they think that it is quite unreliable, then you can first read this science preview preview:
"How about Internet insurance companies? You'll Never Lose After Reading This Explanation!
What is the difference between the various channels of insurance?
The above also briefly mentioned a few ways to insure a million medical insurance, in fact, the two insured are valid insurance, in essence, there is not much difference, but only in the number of products and the way some differences:
1. On-line insurance has more choices
1.
In general, the traditional offline insurance channel, you can only see the insurance company's own insurance products, can only be in the same company's million medical insurance products to do the appropriate comparison.
If you are purchasing a MMP insurance product through an online channel, you will be able to see the MMP insurance products of different companies on the third-party platform and compare them directly before choosing one.
2. Online insurance is more convenient
If you are looking for online insurance, you need to go online to check out the product, as well as compare the products and make sure to apply for the insurance, you need to make several trips to deal with it.
When you go online, you can skip the time and money spent going back and forth, and you can finish comparing products and taking out insurance online, which is much faster.
And if you go online, you can also do intelligent underwriting, which is much easier and more relaxed than offline manual underwriting.
The similarities and differences between manual and smart underwriting are explained in the following article:
What is the difference between smart and manual underwriting? An article to take you to understand the correct posture of the insurance!
On the whole, the advantages are higher if you choose to insure online now, and partners who are insuring for the first time can learn more about it.
Is it worthwhile to take out a medical insurance policy?
Million-dollar medical insurance is categorized as health insurance, which can be used as a supplement to medical insurance, and is an indispensable protection for people of all ages, so I recommend that you go and get insured.
The benefits of taking out a medical insurance policy are as follows:
1. Million Dollar Medical Insurance has a wider range of coverage
Million Dollar Medical Insurance has a lot of coverage compared to medical insurance, and there are generally proton reionization, general and specific hospitalization, malignant tumors, and special drug services.
Particularly for patients with malignant tumors, there are still a lot of effective anticancer drugs that cannot be reimbursed by medical insurance, not to mention the fact that proton reion is the most effective medical treatment for cancer.
There is a need to take out a medical insurance policy if you are worried about the financial burden of being diagnosed with a disease in the future.
2. The reimbursement of MMP insurance is much higher
The reimbursement of MMP insurance is also very favorable to us as consumers, as the reimbursement of medical insurance is now capped at 500,000 or 600,000, but the reimbursement of MMP insurance can be as high as one million dollars.
And million medical insurance can do up to 100% reimbursement, such as in the case of social security insurance, through the social security to complete the reimbursement of the cost of reimbursement, after the deductible part of the reimbursement can be carried out 100% reimbursement, even if the social security status is not, can also be 100% reimbursement.
According to the strength of such protection, million medical insurance premiums for a year would not be expensive, which for most people, a few hundred dollars can get the configuration of the more excellent million medical insurance products, performance and value ratio is also okay.
So what does a good MMP policy look like? Click on the following link to find out:
"Top 10 Million Dollar Health Insurance Rankings"!
On the whole, million medical insurance is a particularly necessary insurance products, the first configuration of the insurance, the sister's advice is to be able to come directly to the choice of particularly simple online channels for product comparison, selection and enrollment, relatively early to get protection.
Written in the end
I am the school bully said insurance, focusing on objective, professional, neutral insurance assessment;
If the above content has not solved your problem, you can also come to the public number of the school bully said that the insurance consulting me;
I will be many years of experience in the configuration of the insurance for the 10W + family, to give you the most professional I will give you the most professional advice with my years of experience in configuring insurance for 10W+ families.
Public number: the school bully said insurance spend less money, buy the right insurance!