Hu (1823 ~ 1885), whose real name is Shunguan, is Xueyan, a native of Huli Village. When I was a child, my family was poor and I lived by helping people herd cattle. I stayed for a while. I was recommended as an apprentice to a surnamed Yu in Hangzhou, and I was appreciated by my boss. I was appointed as an agent. Xianfeng ten years (1860), before he died, he accepted a gift from a bank. He opened a Fukang bank, made friends with people in officialdom and became a big businessman in Hang Cheng. In the 11th year of Xianfeng (186 1), the Taiping Army attacked Hangzhou, and Yong Guang bought and transported arms and grain from Shanghai and Ningbo to help the Qing army. Left as the governor of Zhejiang, he was appointed as the general manager, presiding over the province's money, grain and military pay, so Fukang Bank made a lot of profits. Officials inside and outside Beijing take Fukang as their external library, regardless of the storage. He also helped Zuo to start a business, presided over the Shanghai Mining Bureau, and was in charge of the political situation like Fujian. He bought foreign machines and arms, invited foreign technicians, and got a lot of kickbacks from them. He also manipulated Jiangsu and Zhejiang businessmen, specializing in exporting silk and tea, manipulating the market and monopolizing finance. In the eleventh year of Tongzhi (1872), there were more than 20 branches of Fukang Qianzhuang, which spread all over the country. The capital is more than 20 million taels, and the land is 1 10,000 mu. Because of his assistance to Zuo Yougong, he once awarded Jiangxi alternate road and yellow jacket, which is a typical official and businessman. In the 13th year of Tongzhi, Hu Qingyutang Xue Ji Sinopharm was established, and in the 2nd year of Guangxu (1876), he bought land in Yongjinmen, Hangzhou, and built a rubber factory on 10 mu. Hu Ji's drug number, based on a well-known pharmacy, hired Zhejiang famous doctors to collect ancient prescriptions, summed up experience, selected more than 400 prescriptions such as pill powder and gel dew oil wine, and refined them into medicines, which are convenient to carry and take. At that time, wars were frequent and epidemics were prevalent, and drugs such as "Hu's spleen warming pill", "Zhuge San" and "Babao red collar pill" were very popular. Since then, Hu personally wrote the plaque "Never cheat", telling employees that "the pharmaceutical industry is related to life, especially not to cheat" and "the procurement service is true and the repair service is fine". The medicinal materials used are directly purchased from the place of origin, and a deer garden is set up. Hu Qingyutang has become a large-scale national medicine number of comprehensive preparations of Chinese patent medicines, enjoying a good reputation at home and abroad, and promoting the development of Chinese medicine. In the eighth year of Guangxu (1882), Yong Guang opened a silk factory in Shanghai, which cost 20 million taels of silver and collected millions of tons of domestic new silk at a high price, in an attempt to monopolize the silk trade, angered foreign businessmen and jointly refused to buy China silk. Because the customs delivery is in the hands of outsiders, it cannot be delivered directly. The next summer, I was forced to sell it at a low price, with a loss of 10000000, and half of my family's assets went, and the turnover was ineffective, and the news spread everywhere. Bureaucrats all over the country compete for deposits and organize extortion. 1 1 month, local enterprises closed down, the property was sold, and the rest of Hu Qingtang changed hands, declaring bankruptcy. Then, the Qing court ordered dismissal and investigation, and strictly investigated the charges. In November of the 11th year of Guangxu, Yong Guang deposed his concubines and servants and died.
Qiao Zhiyong (18l8— 1907), whose name is Deng Zhong and whose number is Koike, is the son of Joe, the grandson of Qiao Guifa and the fourth generation of the Qiao family in the United States. Known as the "bright rich man", he was born in the 23rd year of Jiaqing (A.D. 18 18) and died in the 32nd year of Guangxu (A.D. 1907). He is the oldest person at the bridge gate. Born in a merchant family, his parents died when he was a child and he was raised by his brother. Honest and studious, I wanted to be an official in Everbright Palace, and I just got admitted to a scholar. My brother is dead. So I have to give up my son's business and inherit the ancestral business assets, thus shouldering the burden of managing the family and managing money. He is cold and calm, and likes reading. Financial management is not his will, nor is it his strong point, but he knows people and is good at their duties. Be generous. Open-minded and generous, cautious from beginning to end, everyone is happy to use it. "People abandon me and take it, small profits but quick turnover, keeping reputation and not hypocrisy" is his leading thought of guiding enterprise management with Confucianism. Over the past ten years, its ancestral profits in Baotou have doubled. In addition to Fusheng Palace, there are many places such as Fushengquan and Fushengxi, which control the whole market in Baotou. Therefore, there is a saying that "good fortune comes first and Baotou City comes last". In addition to business, it also operates banks and pawn shops, which complement each other and make capital more abundant. However, he is not complacent, and he has the courage to retreat. He appointed his eldest son to do business, while he relaxed at home and attended classes behind closed doors. "Skinner. Buying books widely, taking Yanshan as an example, the descendants of the Chinese people are tireless. " At the same time, through doing good deeds, Guangxu County was starved to death in the third year (1877) and donated huge sums of money to vendors. Qu founded a middle school and Meng Buyun founded a girls' school. They all donated a lot of money, and their success is widely known. Just because of the disaster. Awarded by the Qing court with the award of "promoting brother to level five", wearing Hualing. Zi Qiao Jing Yi and Sun Qiao Xia Ying both followed their ancestors' footsteps, which made business and finance develop and gained a good reputation in the business circles inside and outside the province. He has married six wives, namely Ma Shi, Gao Shi, Shi Yang, Zhou Shi, Shi Yang, Shi Yang and Mrs. Du Kui. It is said that his last wife can be his granddaughter, and their age is related to their thirties. In this way, people who don't know the ins and outs will think that the old man is a womanizer and will find a young wife when he is old. As a matter of fact, it was the children's idea for the old people to get married. Because although there are many servants in his family, it is not as convenient as his wife's personal service, and it is much more natural to use them than his filial only daughter. Marrying a wife will not only save the children trouble, but also avoid the indecent affair with the maid.
When Qiao Zhiyong was old, he was extremely fond of and partial to his sixth son, so after his youngest son died, he couldn't afford to cry, was ill in bed and died two years later.