That's easy to understand, because many people then do not understand the role of insurance in the case of the purchase of insurance, as well as the insurance contract is not read, resulting in all rely on the agent's mouth to say that if the agent himself is not professional or intentional misleading, the possibility of being cheated will soar.
There is also the agent is not misleading, put an insurance also said very clear, then listen to the good on the purchase, the results of the purchase is not suitable for their own, want to go to the surrender, short-term surrender of the principal and loss, and then will think that the insurance is a scam.
Just like if a doctor comes directly to you and says, we got a batch of very good imported drugs from abroad, how about a box for you? Or we got a batch of very advanced medical equipment from abroad , why don't you go and try it out? Then we will certainly think that the doctor is sick, not we are sick; in fact, go to the hospital to see a doctor, the doctor also need to pass some of the symptoms of your body, coupled with the hospital equipment after the examination, in order to prescribe a solution for you to solve the condition of the program. The same is true for insurance, an agent who directly recommends you an insurance policy, that he is indeed selling, rather than doing risk planning for your family, then the insurance bought will not necessarily be suitable for your family.
So for buying insurance, the first thing to understand, and then according to their own needs and the actual situation of the family to choose their own insurance program, pick the right agent is very critical.
I hope it can help you!