Pacific Life recently released a new proton reionization medical insurance policy called the Proton Peace of Mind 2021 Proton Reionization Medical Insurance.The 2019 version is a big hit because it offers a high coverage of $3 million for the low price of 9.9.
So is this product coverage great and should you configure it?
To get a preview of this product, check out this article first!
"What about Quality Assurance 2021 medical insurance? Don't get ripped off and still don't know!
A. How does the Pacific Quality Assurance 2021 Proton Heavy Ion Medical Insurance Coverage look like
Proton Heavy Ion, as a value-added service, is often seen in medical insurance policies, and the essence of the charts are up first.
From the chart you can see that this is an insurance policy that specializes in covering proton heavy ion, and will not involve general medical or critical illness medical coverage, so let's find out what this product coverage is like!
1.? Proton heavy ion protection is more comprehensive
Proton heavy ion technology we first understand: proton heavy ion radiation therapy refers to the use of proton and heavy ion technology for malignant tumors for radiation therapy, is now internationally recognized as the most advanced technology in radiation therapy of tumors. This technology is able to focus on tumor blasting while reducing the damage to healthy tissues.
The number and speed of Chinese people going to Japan for treatment grew alarmingly in 2016, five times that of 2015, with more than 500,000 outbound medical visits. Medical treatment in Japan has become a popular trend, mainly because the technology is more mature relative to China, and the fees are still lower than China's proton heavy ion treatment.
Over the years, the World Health Organization (WHO) made a comparison of the level of medical care in the world, Japan has been ranked first for a number of years; Japan's proton and heavy ion treatment of the number of dedicated facilities and technical level of the world's leading level, so people will prefer to go to Japan for cancer treatment.
According to the analysis results given by the relevant industry, China's proton heavy ion therapy equipment has not been introduced a lot, and the treatment experience is not so rich, compared with the proton heavy ion therapy in other countries that the difference is still quite a lot, mainly because of the following two aspects:
On the one hand, China's use of the proton heavy ion this technology of treatment of the institution and the actual number of cases are relatively small. On the one hand, the number of institutions that utilize this technology and the number of cases that they actually have are relatively small, resulting in a lack of medical experience among the relevant medical personnel in our proton heavy ion centers.
On the other hand, from the current performance of China's proton heavy ion centers in the treatment of patients, there are still some problems, preferring to accept more early, single lesion patients, but less treatment of middle and late lung cancer patients, or even none.
The medical insurance on the market now is basically only with the domestic proton heavy ion medical insurance, while the amount of benefits is only one million, but this quality peace of mind 2021 proton heavy ion medical insurance, not only with the domestic designated hospital proton heavy ion 100% compensation ratio, at the same time, there are twenty-one Japanese specific proton heavy ion medical institutions, 100 percent of the percentage of the benefits of the guarantee.
Suppose you care about the more excellent proton reion technology, nowadays many medical insurance policies can not meet the needs of this protection, and this Pacific Quality Assurance 2021 Proton Reion Medical Insurance can provide more comprehensive protection for the majority of consumers.
2.? Poor renewal conditions
The renewal conditions of this PPS 2021 ProtonMedic are not very exciting, and it is not guaranteed to be renewed if the product is no longer sold, or if the insured is no longer allowed to re-enroll after reaching the age of 60. Compared to some medical insurance policies on the market that don't guarantee renewal but can be renewed up to age 100, its renewal terms look worse, so it's almost impossible to expect this policy to give you long-term stable coverage.
What are the renewal conditions? It's worth paying attention to, and those who are interested can take a closer look at this article:
"How to Renew Medical Insurance and What to Pay Attention to?
Second, the Pacific Quality Assurance 2021 Proton Heavy Ion Medical Insurance is worth buying
According to the above analysis, Proton Heavy Ion is the protection of the Pacific Quality Assurance 2021 Proton Heavy Ion Medical Insurance, and the schoolmasters do not recommend that this product be used as the only medical insurance coverage, but it can be used as a supplemental insurance to the comprehensive coverage of the Million Dollar Medical Insurance.
Treatment abroad is inherently risky, especially in this particular year when the global epidemic is not yet fully under control, so don't even think about going to Japan for treatment.
At this stage, I think we should be careful to consider whether to start this medical insurance, you can try to focus on comprehensive coverage, value-added services practical excellent million medical insurance.
"Top 10 Million Dollar Medical Insurance Rankings Freshly Released!
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