1. If the insured dies suddenly, his successor can withdraw all the principal and interest of the money in the medical insurance card;
2. If the insured person needs to leave the insured city, he must stop the medical insurance card first, and then withdraw money from the account of the insured;
3. The insured person can handle the surrender formalities with the certificate issued by the public security department;
4. Transfer in different places can transfer the balance of medical insurance account to a new account.
Provisions on the use of medical cards:
1. The basic function of the medical card: it is used to pay personal medical expenses, including outpatient expenses, hospitalization expenses and drug purchase expenses;
2. The scope of use of medical cards: usually limited to designated medical institutions and pharmacies;
3. Medical card recharge method: it can be recharged by bank transfer, cash recharge or salary transfer;
4. Fund management of medical cards: funds are usually managed by medical insurance management departments or card issuers to ensure earmarking;
5. Medical card reimbursement process: some expenses can be paid directly by medical card, and the excess may need to be paid in advance before reimbursement;
6. Validity period of medical card: A medical card may have a validity period, and the disposal method of expired unused funds shall be implemented according to the regulations of the card issuer.
To sum up, the conditions for withdrawing money from the medical card include the sudden death of the insured, the need to stop insurance when leaving the insured city, the need for the public security department to prove immigration, and the transfer of the transferable balance to a new account in a different place.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 29
The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.