"Being unemployed for more than 6 months after graduation and having registered as unemployed at the local labor security department" is one of the conditions.
1, Qingdao college students to apply for business loans prerequisites are:
(1) University college and above education certificate.
(2) Entrepreneurial requirements are green and can promote local economic development.
(3) Stable economic income, good credit, and the ability to repay the principal and interest of the loan.
(4) Have a detailed business plan and a reliable business program.
(5) Have a specific production and office address.
(6) Have not been employed for more than six months after graduation and have registered as unemployed with the local labor security department.?
(7) Other conditions set by the lending department.
II. Loan period: ?
The small business loans provided by the state for college graduates are government-subsidized loans with a term of 1 to 2 years, after 2 years, they are no longer entitled to financial subsidies.?
Third, the loan method:?
The small loans for university graduates to start their own business are guaranteed and credit (pledge) loans.?
Four, the instructions?
Specific operational methods can be consulted with the local labor and social security bureau. In addition, there are other preferential policies for college students to start their own business, such as engaging in individual business, one year free of business registration and management of administrative fees. Self-employment, self-employed people can also be hosted in the city's employment guidance service center for graduates of colleges and universities. For the specific policies of the university graduates to start their own business, you should consult with the relevant departments.