Can mother's medical insurance card be used for children?

You can use it. The operation process of paying children's outpatient expenses with parents' medical insurance card is further simplified, and parents can use personal accounts to see their children. The specific operating rules are as follows:

1. Parents should indicate their social security card number or ID number on the back of their children's outpatient prescription when paying their children's outpatient medical expenses with personal accounts.

2. Provide the child's social security card number.

3. Provide the relationship between the two parties, such as father-son relationship and mother-child relationship; At the same time, leave your contact number and sign it. In addition, children register for medical treatment at their own expense in the name of their children, and their parents' social security cards are deducted when medical expenses are settled. Children who have medical expenses in general clinics in the mainland do not enjoy this treatment. The previous regulations were complicated, and parents needed to confirm the relationship when paying the outpatient fee for their children.

The main purpose of medical insurance card is to pay for outpatient treatment. Medical insurance has other uses. You can use this money to buy medicines (over-the-counter medicines), medical instruments, thermometers and sphygmomanometers at designated pharmacies.

Reimbursement scope of medical insurance card: the reimbursement scope of medical insurance card is limited to medical expenses above hospitalization in designated hospitals due to diseases and some accidents. The reimbursement formula is: (total cost-threshold cost-self-funded cost-cost overrun) *(75+ age *0.2)%. In general, the actual reimbursement rate ranges from 20% to 60%. Self-funded drugs are not reimbursed, 80% of Class B drugs are reimbursed, bed fees are limited, and some inspection fees and medical treatment fees according to regulations cannot be reimbursed. The reimbursement amount of medical insurance card is 4 times of the average salary of local social workers (1 year cumulative value). The money in the medical insurance card can be used to buy medicines at designated pharmacies to pay for outpatient and emergency expenses, but it does not belong to the category of reimbursement, because the money in the medical insurance card is the money in the medical insurance personal account. Reimbursement of serious illness insurance: the part of the insured who meets the requirements of medical insurance in the designated medical institutions in this city after suffering from serious illness will be included in the payment scope of residents' serious illness insurance, and 50% will be reimbursed by the serious illness insurance fund. That is, reimbursement amount = self-funded part ×50%

Legal basis:

Legal basis: Article 28 of the Social Insurance Law conforms to the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency and rescue medical expenses, and shall be paid by the basic medical insurance fund in accordance with state regulations.