If you are insured by your own insurance company, you can only be reimbursed for hospitalization expenses. The reimbursement ranges from 85%-95% for the first hospitalization after deducting the 1,300 RMB starting line (the higher the level of the hospital, the lower the percentage). The starting line for the second hospitalization in the same year is 650 RMB and the reimbursement percentage remains the same. Hospitalization expenses are reimbursed when you are discharged from the hospital, that is to say: when you are discharged from the hospital and check out, the hospital will not charge you for the reimbursable portion of the expenses, and you only have to pay the self-payment portion of the expenses. Note: Make sure you present your "blue book" before you are admitted.
If you are insured through your employer, you will be reimbursed for both outpatient and inpatient care. Outpatient care is 50% reimbursed after the 2,000 RMB annual deductible; you will need to organize your outpatient bills (receipts, prescriptions, consultation fees, itemized bills, lab reports, test reports, etc.) and submit them to the relevant department of your unit, which will be responsible for filing a report for you, and then you can wait to be notified by your unit to receive your money. Hospitalization (same as above)