Medical insurance can not be reimbursed for the birth of a child.
Having a child involves hospitalization, cesarean section and so on these are all included in the maternity insurance, maternity insurance and medical insurance are two different things, female workers give birth to a hospital costs are all part of the maternity insurance category, no maternity insurance can not be reimbursed. The same applies to both the general employee health insurance and the medical insurance for major illnesses.
Maternity insurance is paid for by the unit, and the individual employee does not pay for it, nor can he or she pay for it in the name of the individual employee.
Expanded Information
Maternity Insurance Reimbursement Standards
1, the maternity insurance fund in the form of maternity allowance to the unit to be compensated. The compensation standard is: female workers who are pregnant for more than 7 months (including 7 months) or more than 7 months of pregnancy delivery or pregnancy less than 7 months of premature birth, enjoy three months of maternity allowance; difficult labor and cesarean section operation, an additional half a month of maternity allowance.
In the case of multiple births, the maternity allowance shall be increased by half a month for each additional baby; in the case of miscarriage or induced abortion in the third month or more of pregnancy, or in the case of induced abortion in the seventh month or less of pregnancy, the allowance shall be one and a half months, and in the case of miscarriage within the third month of pregnancy due to pathological reasons, the allowance shall be increased by one month. The maternity allowance is based on the average monthly maternity insurance contribution salary of the female worker for the 12 months prior to the delivery or family planning surgery.
2. Maternity nutrition subsidy and perinatal health care subsidy. Any female worker who is eligible to enjoy maternity leave of 90 days or more as stipulated by the State shall be entitled to a maternity nutrition subsidy of RMB 300 yuan and a perinatal health care subsidy of RMB 700 yuan.
3. The one-time maternity subsidy is available to female workers who were originally covered by maternity insurance in their organizations and who, after becoming unemployed and during the period in which they are receiving unemployment insurance benefits, give birth in accordance with family planning regulations: 400 yuan for an abortion, 2,400 yuan for a normal birth, and 4,000 yuan for a difficult birth or multiple births.
Male workers who are covered by maternity insurance and whose spouses are not covered by maternity insurance are entitled to a 50% one-time maternity subsidy when they give birth to their first child in accordance with family planning regulations.
4. The maternity allowance is compensated to the unit, and the basic salary, bonuses and welfare expenses of the insured female worker are paid by the unit during her maternity leave.
5. Surgical expenses for family planning, including expenses incurred for the placement (removal) of intrauterine devices, abortions, induced abortions, skin burials, sterilizations and restorative surgeries due to family planning needs, are included in the scope of the Maternity Insurance Fund's settlement.
China News Network - Many mothers do not know: there is medical insurance without maternity insurance, the cost of giving birth to a child can not be reported
Baidu Wikipedia - Maternity Insurance Reimbursement Standards