February 10, the People's Bank of China Enshi State Central Branch? , Enshi Prefecture Local Financial Work Bureau jointly issued "on the forwarding of & lt; on further strengthening financial services to fully support the new coronavirus infection pneumonia epidemic prevention and control notice & gt; notice", from Increase epidemic prevention and control of financial support,? Enhance the efficiency of epidemic prevention and control funds payment, improve the epidemic prevention and control of daily service and security maintenance, the establishment of epidemic prevention and control of foreign exchange and cross-border RMB business for convenient channel four aspects of the introduction of 17 measures , to strengthen financial services to fully support the prevention and control of the new coronavirus infection pneumonia epidemic, and go all out to do a good job in the relevant financial services and emergency protection work. The company has also introduced 17 measures to strengthen financial services to fully support the prevention and control of new coronavirus infection pneumonia.
The notice puts forward,our state encourages banking institutions to reduce costs and rates, the key medical prevention and control materials and the production, transportation and sales of essential goods, including small and micro-enterprises, in the financial to give half of the subsidized interest rate on the basis of to ensure that the corporate lending rate is less than 1.6%, the epidemic prevention and control-related enterprises and financial difficulties in the small and medium-sized enterprises, in the original lending interest rate level Float down at least 5%. In 2020, the comprehensive financing cost for inclusive small and micro-enterprises will be reduced by 0.5 percentage points. Open green channels to ensure that funds are prioritized to meet the emergency funding needs of enterprises directly or indirectly involved in epidemic prevention in the state, as well as related sanitary and epidemic prevention, medicine and equipment production, building construction, and material transportation. For enterprises, especially small and medium-sized enterprises and private enterprises, which are greatly affected by the epidemic and temporarily encounter difficulties but have development prospects, we will not blindly withdraw, cut off or suppress loans, and will actively take measures such as extending loans, renewing loans without repayment of principal, and waiving penalty and interest. Actively promoting governmental financial guarantee institutions at all levels to abolish counter-guarantee requirements and reduce or waive guarantee fees. For small and micro-enterprises seriously affected by the epidemic, the guarantee fee rate has been reduced to less than 1%.
Extend mortgage and credit card repayment deadlines. To those who have temporarily lost their source of income due to the epidemic, the repayment period for housing mortgage loans, credit cards and other personal credits will be reasonably postponed. Taking full account of the impact of the epidemic, the study formulated four types of special overdue credit records to adjust the identification standards and processing procedures, and reasonably adjust the four types of special overdue credit record reporting. During the period of epidemic prevention and control, the degree of tolerance is appropriately increased for overdue records of information subjects participating in the fight against the epidemic. Establishment of a "green channel" for handling credit objections during special periods.
Enhancing the efficiency of payment of funds for epidemic prevention and control and establishing convenient channels for foreign exchange and cross-border operations. Epidemic prevention and control funds disbursement, simplify the business processing procedures, build epidemic prevention and control funding "green channel", the implementation of "special matters, that is to do, first to do and then make up for it", simplify the production of epidemic prevention materials, scientific research and research enterprise account opening Simplify the account opening process for enterprises producing epidemic prevention materials, scientific research and research, etc., and encourage the continued reduction or exemption of service fees for the transfer and remittance of funds and cash withdrawals from the accounts of charitable organizations or special accounts for epidemic prevention. For the purchase and payment of remittances for the import of epidemic prevention and control materials that do not comply with the current regulations but have real transaction background, the financial institutions can communicate with the local foreign exchange bureaus in advance, handle the business first, and report to the local foreign exchange bureaus within 20 working days from the date of the purchase and payment of remittances. For the real and legitimate epidemic prevention and control materials imported purchase and payment of remittance business, simplify the business process and audit materials, with the payment instructions directly for the purchase and payment of remittance procedures.
Source: Enshi on the cloud