The argument that the first important insurance in life is critical illness insurance is also possible.
First of all the most important thing in life is to be healthy, only healthy living can enjoy life and do what you want to do.
In life insurance health medical insurance will be more popular than life insurance, because life insurance is a sheep mending insurance to stop losses, while health insurance can recover losses, can make us happy after recovery. We buy insurance is to prevent a serious illness can not afford to pay high medical bills, suffering from a serious illness is a very significant risk we live, so critical illness insurance is very important
Critical illness insurance in the health care insurance position is irreplaceable. This is evident from the fact that the premium rates for critical illness insurance are much higher than other health insurance policies.
Critical illness insurance is important because of these days. First, insurance claims are paid, while other types of insurance are reimbursed. As long as you suffer from a serious illness, you can pay the insurance money, give you this money at your own disposal, to pay for medical expenses or go to play to splurge on anything. If you insure a good amount of money, you will still have some of the money left over to subsidize your life after paying your medical bills. The payout insurance feature is indeed overbearing and humane.
On top of that critical illness insurance is regular constant rate. That is, it is bought for decades at a time and paid for annually at a set rate. This is a very good point, like some other medical insurance is to use the natural rate, the older the more expensive premiums, the overall premiums calculated to be much more expensive than the regular constant rate. The other medical insurance is bought after a year, if the body disease claims or product discontinued may not be able to buy, very troublesome.
Shengedubao reads insurance (micro-letter public number: shengedubao), interpreting insurance knowledge in human language, feeling the sincerity brought by the protection. The company's website is a great source of information about the company's products and services, and it's a great place to learn more about the company.