1. Insured personnel: The medical insurance for serious illness is applicable to those who participate in the basic medical insurance for urban workers and urban and rural residents in Hebei Province.
2. Payment requirements: The payment of critical illness medical insurance must comply with the corresponding regulations. For example, the payment of medical insurance for serious illness of urban and rural residents must meet the annual payment requirements.
3. Scope of diseases: The scope of diseases covered by medical insurance for serious illness includes some major diseases and rare diseases, and the specific scope of diseases may be adjusted according to the region and time. Generally speaking, the diseases covered by medical insurance for serious illness mainly include: malignant tumor, organ transplantation, cardiovascular diseases, nervous system diseases, hematological diseases, pediatric diseases and other major diseases.
4. Medical expenses: When applying for medical insurance for critical illness, the medical expenses must reach a certain amount. This amount may be adjusted by region and time. Generally speaking, after the medical expenses reach a certain amount, you can apply for critical illness medical insurance.
5. Compliance medical care: When applying for serious illness medical insurance, the medical means and drugs used must meet the requirements of relevant laws and policies.
Medical insurance for serious illness in Hebei Province is a medical insurance policy launched by Hebei Province to solve the problem of high medical expenses for seriously ill patients. Applicants must meet certain conditions, such as household registration and income restrictions. Once the conditions are met, the applicant can submit the application materials to the medical insurance department through a specific process, and can enjoy the reimbursement treatment of serious illness medical insurance after passing the examination. The reimbursement process includes the preparation of application materials, submission for review, and confirmation of reimbursement ratio. Applicants need to complete it step by step according to the prescribed procedures, and finally realize the reimbursement of medical expenses.
To sum up, to handle medical insurance for serious illness in Hebei Province, it is necessary to meet the requirements of insured persons, payment requirements, disease scope, medical expenses, compliance medical care and other conditions. It is recommended to consult the local medical insurance department to understand the specific medical insurance policies and application conditions for serious diseases in actual operation.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 24
The state establishes and improves the new rural cooperative medical system. Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.