Is Taiping insurance quality and peace of mind medical insurance expensive? Is it reliable?

Taiping Life Insurance recently launched a new type of proton heavy ion medical insurance, named Quality Assurance 202 1 proton heavy ion medical insurance. Because of the price and insurance coverage advantages of the previous 20 19 version, it attracted many customers.

So how is this product guaranteed? Do you want to place an order?

Want to know more about this product, take a look at this article!

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1. Taiping Anxin 202 1 How about proton heavy ion medical insurance?

After understanding, let's go back to our theme, and the product essence diagram will go first:

Quality Assurance 202 1 Medical Insurance

A closer look at the protection map shows that this insurance is specifically for proton heavy ion protection, and general medical care and serious illness medical care are not added to the protection content. Next, let's take a look at what this product protection is like!

1.? Proton heavy ion protection is more comprehensive

First of all, let's popularize proton heavy ion technology: proton heavy ion radiotherapy refers to the radiotherapy of malignant tumors by proton heavy ion technology, which is internationally recognized as the most advanced and ideal tumor radiotherapy technology. This technology can reduce the damage to normal tissues and improve the quality of life of patients while intensively blasting tumors.

In 20 16, the number of Japanese doctors in China increased at an alarming rate. In 20 15, the number of medical personnel going to Japan increased fivefold, and the number probably exceeded 500,000. In the hot medical market in Japan, it can be said that its technology is much more mature than that in China, and its cost is much cheaper than that in China.

The World Health Organization (WHO) compared the global medical level in recent years, and Japan has been ranked first in recent years; The number and technical level of special facilities for proton and heavy ion therapy in Japan are excellent, so everyone likes to go to Japan to treat cancer.

According to the analysis results given by related industries, there are not many imported proton heavy ion therapy equipment and little treatment experience in China. Compared with proton heavy ion therapy in other countries, the gap is really big, which is mainly caused by the following two aspects:

On the one hand, there are not many institutions using proton heavy ion therapy in China, the number of cases is insufficient, and the relevant medical staff working in proton heavy ion center in China lack relevant experience.

On the other hand, the performance of China proton heavy ion center as we know it now is not very good. The patients admitted to the hospital are generally some early patients, but also patients with a single lesion. For patients with advanced lung cancer, almost no treatment has been given.

At present, many medical insurances only have domestic proton heavy ion medical insurance, and the reimbursement amount is only one million. However, in this proton heavy ion medical insurance, we have not only prepared the reimbursement ratio of proton heavy ion 100% in designated hospitals in China, but also 265,438+0 proton heavy ion medical institutions in Japan.

If you want better proton heavy ion technology, at present, this Taiping Anxin 202 1 proton heavy ion medical insurance can provide more comprehensive protection to a certain extent.

2.? The update condition is poor.

The renewal conditions of this Taiping letter 202 1 proton heavy ion are very general, and it is impossible to guarantee the renewal. Think about it, if this product is discontinued, or the insured can't continue to buy this insurance product after the age of 60, we can compare it with some medical insurance that can't guarantee renewal but can be renewed until the age of 100, and find that its renewal conditions are even worse.

For renewal conditions, you need to know in advance. You can look at this article on preventing being pitted:

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2. Is Taiping Anxin 202 1 proton heavy ion medical insurance worth buying?

To sum up, Taiping Anxin 202 1 Proton Heavy Ion Medical Insurance only covers proton heavy ions, so it is not appropriate to take this product as the only medical insurance, but it can be used as supplementary insurance to guarantee comprehensive million medical insurance.

Especially in view of the fact that the global epidemic has not been completely controlled this year, going abroad for treatment itself will be more or less risky, not to mention it is difficult to go to Japan for treatment now.

Therefore, in this period, senior students do not recommend that you start with this medical insurance. You can try to pay attention to the excellent million medical insurance that guarantees comprehensive and value-added services.

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